English essay structure year 7

Fed's Beige Book Shows Economy Is Growing, But Oil Concerns Linger. The latest Beige Book from the Federal Reserve shows that Fed sees the economy expanding a modest to moderate pace in most of its 12 districts. The Beige Book is a report of economic anecdotes gathered by members of the english essay Federal Reserve's 12 districts. Concerns about the impact of the decline in oil prices are fairly widespread, however. Reports from the Leg 100/Business Law Dallas district said that energy outlooks for the first half of 2015 in Texas are very uncertain and significantly weaker than in the prior reporting period, with firms expecting anywhere from a 15 to 40 percent decline in demand for their services.

In the Atlanta district, contacts in the energy sector, reported that the downturn in the price of oil has influenced their outlook and strategic planning for essay 7 2015, including a heightened focus on cost management, more prudent investments, and faster, more efficient drilling techniques. Reports from the Kansas City district said, The District's energy industry slowed in December. Most respondents reported lower drilling activity, and demand for oilfield services fell. Oil rigs decreased marginally while natural gas rigs increased. Future drilling activity, employment, and capital expenditures were projected to be significantly lower in response to lower oil prices. Financial? The report also indicated that consumer spending increased in english year 7, most districts while auto sales remains solid. On the wages front, the report said that significant wage pressures were largely limited to workers with specialized technical skills. On balance, however, the report showed that most districts reported modest or moderate pace of economic growth. Here's the complete text of the latest Beige Book: Payrolls in a variety of sectors expanded moderately during the reviews reporting period.

Significant wage pressures were largely limited to workers with specialized technical skills. Year 7? Prices increased slightly, on balance, in most Districts. Consumer Spending and Tourism. Consumer spending increased in most Districts, with generally modest year-over-year gains in retail sales. Contacts reported slight to modest gains in proofreader, the Boston, Dallas, Philadelphia, and Cleveland Districts. English Essay Structure Year? Sales were solid in Atlanta. Moderate holiday sales growth exceeded expectations in online, Chicago and met expectations in San Francisco. General merchandise retailers in the New York District indicated that sales were largely sluggish and below plan for the holiday season. The Kansas City District reported that retail sales were lower than a year earlier, with a few retailer contacts noting a drop in sales of high-end products. In contrast, Philadelphia and San Francisco reported that high-end merchandise continued to sell well.

Auto sales showed moderate to strong growth on english structure 7 a year-over-year basis, with Philadelphia, Cleveland, and Dallas at the lower end of this range, and Atlanta and Chicago at proofreader the higher end. Atlanta auto dealers noted that lower gas prices quickly boosted purchases of larger vehicles. However, some dealers in the St. Louis District reported excess inventories of luxury cars. Kansas City reported that auto sales decreased during the reporting period but remained higher than 12 months earlier. Essay Structure? Auto sales were robust in some areas of the San Francisco District, but were somewhat below expectations in other areas. Travel and tourism picked up during the financial reviews reporting period. The Boston, New York, Atlanta, and San Francisco Districts reported strong travel and tourism activity. Broadway theaters reported that attendance and revenues were up more than 10 percent from the same period in english essay year, 2013. Financial? Tourism in the Richmond and Kansas City Districts was at or above normal seasonal levels.

However, ski resorts in the Philadelphia District struggled to attract visitors in the midst of unseasonably warm weather. Warm December weather in the Minneapolis District also reduced winter tourism there. The pace of demand growth for nonfinancial services varied widely across Districts and sectors during the reporting period, but appeared to be moderate on balance. Overall, nonfinancial service-sector firms in the Philadelphia and english year 7 San Francisco Districts continued to report moderate growth. Most nonfinancial service firms in the Dallas District reported flat or higher demand. Activity at book reviews professional business services firms in Minneapolis and Kansas City increased. Essay Structure Year? However, contacts in the Kansas City District expect that pace of growth to slow somewhat in coming months. Foundation? The Boston District reported that some consulting and english 7 advertising firms grew rapidly. Demand for staffing services in the Dallas District was mixed, with some contacts reporting strong increases in demand and others reporting slight decreases. Freight volume in the Cleveland District increased during the reporting period, but contacts stated that freight transportation capacity constraints remained an issue. Freight volume in Atlanta, Kansas City, and Dallas held steady or increased on a year-over-year basis.

Manufacturing activity expanded in most Districts. Philadelphia reported that manufacturing activity grew at a modest pace during the web forms for submitting to team foundation server current reporting period, with a slight slowdown relative to the previous period. Year? Reports regarding new orders and shipments in the Philadelphia District suggested some further slowing moving forward. Manufacturing shipments and Law new orders grew modestly in the Richmond District. Contacts at factories in english structure year 7, the Cleveland District reported that demand increased a bit on balance. Manufacturing activity grew at a moderate pace in Boston, New York, Chicago, and San Francisco. However, a manufacturer in the Boston District indicated that congestion at best proofreader West Coast ports had impeded its exports. Activity in the auto industry in the Chicago District remained a source of strength for the region. Atlanta reported that manufacturing activity strengthened overall.

Minneapolis and Kansas City reported that manufacturing activity increased only slightly during the reporting period. Real Estate and Construction. Single-family residential real estate sales and construction were largely flat on balance across the Districts. Sales declined somewhat on a year-over-year basis in english essay 7, the Boston, Cleveland, Atlanta, Chicago, Minneapolis, Kansas City, and Dallas Districts. In the Leg 100/Business Philadelphia District, year-over-year existing home sales finished lower in November, but pending December sales in some areas were up notably over essay, December 2013. However, builders of best online proofreader new homes in the Philadelphia District reported weak traffic for prospective buyers and english essay structure fewer contract signings. San Francisco reported that overall home sales picked up in December. Richmond reported a modest increase in housing market activity. Home prices increased modestly, on balance, in the Boston, Philadelphia, Cleveland, Atlanta, Chicago, and Dallas Districts. The Cleveland, Atlanta, Chicago, Minneapolis, and Kansas City Districts all reported slightly slower single-family residential construction activity.

However, the pace of single-family home construction increased in some areas of the web forms to team foundation San Francisco District. Year? Commercial real estate activity expanded in most Districts. The Philadelphia District reported a modest pace of growth for commercial real estate leasing activity, and Boston reported improving conditions in commercial real estate markets overall. Commercial real estate activity in the Chicago and Kansas City Districts expanded at a moderate pace. The Dallas District noted that office leasing activity remained strong, but one contact noted a slight pullback in demand from oil and gas firms. Demand for apartments in the Dallas District also remained strong. New York City's co-op and condo market showed continued strength in the final quarter of 2014; apartment sales volume was down from the exceptionally high levels of the prior year but still fairly brisk, while selling prices were up moderately. Commercial construction activity increased in creative writing summer, most Districts. Activity grew modestly in the Philadelphia District and a bit faster in the Atlanta and year Chicago Districts.

Atlanta cited the multifamily residential segment as a source of growth, while Chicago credited demand for industrial and office buildings. Commercial builders in the Cleveland District reported a moderate to robust increase for projects in the pipeline. Dallas reported that overall commercial construction was strong. San Francisco reported that multifamily residential construction was strong in financial, many areas of that District and that retail, office, industrial, or infrastructure projects were widespread across that District. Demand for business and consumer credit grew during the reporting period. Overall loan demand increased slightly in structure year 7, the Richmond, Kansas City and Dallas Districts. Philadelphia reported a modest increase in total loan volume. Contacts in the San Francisco District gave mixed reports regarding total loan growth.

Demand for business credit in programs, the Cleveland District grew overall during the reporting period. Demand for auto loans in 7, the Chicago District grew moderately, and one contact noted a significant spike in credit card applications. Speech? Credit quality generally remained good, with overall reductions in loan delinquencies. According to the Philadelphia District, most of their financial industry contacts reported continued improvements in essay structure 7, their customers' overall credit quality and in their own loan portfolios. However, high rates of severely distressed mortgages persisted in plan a persuasive, New Jersey and Pennsylvania. English Year 7? Contacts reported little change in their own lending standards.

However, several Districts commented that their contacts indicated that stiff competition for high-quality borrowers was leading to lower underwriting standards among lenders more generally. Plan? Agriculture and english essay structure Natural Resources. Agricultural conditions were mixed during the reporting period. Contacts in the Richmond District reported that agribusiness conditions were better than in the same period a year earlier. The St. Louis District reported that winter wheat harvests are likely to be lower than average, largely reflecting planting delays in Illinois due to wet weather in October. The level of red meat output in the St. Louis District through November was below year-earlier levels, while hog and milk output in the Chicago District was higher than expected during the reporting period. Agricultural lenders in the Minneapolis District expected farm incomes in the fourth quarter of writing summer 2014 to come in below the level of the same quarter in 2013.

Prices received by farmers in the Minneapolis District in essay structure, December decreased from the previous year for corn, soybeans, wheat, hay, and milk; prices increased for online cattle, hogs, eggs, and structure 7 poultry. Agricultural growing conditions in plan writing a persuasive, the Kansas City District were generally favorable in english essay 7, December, and Leg 100/Business crop prices rose modestly. English Essay Year 7? Kansas City reported that wheat prices increased modestly amid global supply concerns about limits on Russian grain exports and financial book lower production estimates in Australia. The Dallas District reported that agricultural conditions improved slightly, but drought conditions continued in portions of Texas. Some areas of the Atlanta District saw a moderate improvement in essay, drought conditions. Dairy farm profits in the San Francisco District increased significantly over the past year, but milk futures prices declined recently. Lesson Writing A Persuasive Essay? Uncertainty regarding future water availability in California slowed new plantings of english structure permanent crops. Therapy? Overall demand for energy-related products and essay structure services weakened somewhat during the reporting period. The Kansas City and Dallas Districts reported that demand for Leg 100/Business Law oilfield services decreased, while the Atlanta District reported that growth in the supply of crude oil and natural gas continued to outpace demand growth.

However, contacts in the San Francisco District reported that energy demand from manufacturers was solid. The overall output of energy-related products increased. Natural gas production in the Richmond District increased moderately during the reporting period, and the number of natural gas rigs in the Kansas City District increased. The pace of coal production in the St. Louis District during the reporting period exceeded that of the same period in 2013, and year-to-date coal production in the Cleveland District slightly exceeded prior year levels. The rate of coal production in english essay year, the Richmond District remained slow during the reporting period.

The Cleveland District reported that natural gas extraction activity remained at a high level. Oil drilling activity in the Kansas City District declined, and contacts expect that District's energy sector to slow further in response to lower energy prices. Employment, Wages, and plan writing a persuasive essay Prices. Payrolls in a variety of sectors expanded moderately during the reporting period. The Chicago District reported that overall hiring increased, and the Minneapolis District indicated that labor markets continued to tighten. Contacts at english staffing firms in the Philadelphia District reported continued moderate increases in proofreader, hiring for both temporary and permanent positions. Labor demand in the Richmond District increased, and the Atlanta District saw job gains across most sectors. Payrolls increased at 7 a modest pace in the Cleveland District, primarily in banking, freight services, and web forms foundation server manufacturing. Manufacturing payrolls also expanded in essay structure year, the Richmond and St. Louis Districts.

In contrast, the Boston District reported that manufacturers were not hiring. Reports of lesson plan essay hiring in the Dallas District were slightly less widespread than in the previous reporting period, and a few energy firms in that District reported hiring freezes and layoffs. Significant wage pressures continued to be limited largely to english 7 workers with particular technical skills. Indeed, the Philadelphia, Cleveland and Chicago Districts noted that upward wage pressures tended to book be limited to experienced and essay technically-skilled personnel. Writing Summer Programs In Michigan? The Richmond District reported that overall wage pressures were mild during the reporting period and that average wage growth in manufacturing slowed somewhat. The Dallas District noted fewer reports of rising wage pressures than in english 7, the previous reporting period. Writing Summer In Michigan? In contrast, Kansas City reported that wage growth accelerated slightly, with many contacts citing labor shortages. Prices increased slightly, on balance, in most Districts during the reporting period. Overall prices in the Cleveland, Chicago, and essay structure year 7 Dallas Districts were largely stable.

Businesses in the Atlanta District continued to report little input cost pressure and financial book limited pricing power. Boston indicated that cost pressures varied, with selective price increases planned by some respondents. English Year 7? Contacts in the Philadelphia District reported little change to the steady, slight pace of price increases. Sheets? Overall prices increased modestly in the Kansas City and San Francisco Districts. The Richmond District reported that retail prices grew at a slower pace than in the previous reporting period, while price inflation in the non-retail service sector increased slightly.

The Cleveland District reported scattered indications of declining prices for essay year petroleum-based products and some metals. However, several Districts reported that the cost of a variety of construction materials increased. Proofreader? Retail respondents this round report December or Q4 year-over-year comparable-store sales ranging from a low single digit decrease to an increase of english 7 slightly over 7 percent; the financial reviews decrease reflects extra-strong year-earlier sales as a result of Hurricane Sandy rebuilding. Three of these contacts end their fiscal year on or near December 31, and preliminary analysis shows 2014 total sales down 1 percent to up almost 6 percent compared to 2013. While overall business is good, there has been some softening in the apparel categories; demand for english 7 home furnishings and home improvement categories remains strong. In Michigan? One contact characterizes the essay year 7 current daily retail environment as consisting of higher highs and lower lows. As in the previous round, some respondents say their prices remain steady, while others cite price changes for some items of plus or minus 1 percent. Based on their own manufacturing costs and vendor prices, one contact says that prices for best proofreader fall 2015 merchandise will be up about 3 percent overall from fall 2014. Most retail respondents are optimistic about the year 7 outlook for 2015, given that business is currently good and consumer sentiment seems more positive, partly because the cost of speech therapy sheets oil is low.

The Boston area continues to enjoy a strong boost from travel-related spending. Hotel occupancy rates for 2014 are high and essay 7 combined with higher average room rates, the preliminary estimate is that 2014 hotel revenues will be up almost 10 percent over 2013, which was a record-setting year. Summer Programs? Through October, museum attendance was up 14 percent year-over-year, and essay structure 7 contacts note many bookings of restaurant and museum space for year-end functions. 2015:Q1 will be stronger than 2014:Q1 due to more corporate meetings and best online proofreader conventions, and hotels have strong advance international bookings. The initial projection for 2015 is a 7 percent increase in essay, hotel revenues, with a slight drop in occupancy rates from reviews, record highs compensated for by higher average room rates. Manufacturing and Related Services. Of the 11 manufacturing firms contacted this cycle, all but one report stronger sales. The exception is english essay year 7, a frozen food producer who attributes the weakness to a highly competitive market. Otherwise, many contacts express surprise at how strong demand has been in 2014. For example, one firm says that sales of mail-related devices and services was up in lesson writing, the fourth quarter, reversing years of decline. A manufacturer of testing equipment says sales are strong overall but flat in China, a big change from historical annual increases of 20 percent.

By contrast, a toy manufacturer says problems at West Coast ports has hurt sales as they couldn't get some products to market. Only one of 11 contacts reports serious materials cost pressure; that contact cites sharp increases in year, chemical prices and says the firm will try to raise their sales prices to offset the increased costs. Four contacts indicate the strengthening dollar is reducing profits or raising costs for them overseas. A semiconductor manufacturer notes that the rising dollar reduced dollar sales by about 1.2 percent in proofreader, 2014. No firms report any significant changes in inventories. Most are trying to lower inventory costs; however, a semiconductor maker wants to increase inventories but a tight supply chain makes that difficult. Only one contacted manufacturer reports lower employment; they closed their direct sales channel which led to structure 7 a 400-person reduction in headcount.

A pharmaceutical firm is adding to New England employment. On the negative side, no firms report significant upward revisions to their hiring plans and five cite no significant headcount increases. A semiconductor manufacturer with sharply higher sales is increasing overtime rather than headcount. Capital expenditures are steady or up at all but one contacted firm; the exception is for submitting to team foundation, a publishing company which says it is english year, considering reducing investment to build up a reserve for future investments. Some contacts do report unusually high levels of investment but generally say they are consistent with long-term plans and not due to high frequency changes in demand.

The outlook is positive for all respondent manufacturers, even though three contacts specifically mention Europe as a cause for concern. One semiconductor manufacturer predicts a fall in sales in 2015 but as payback for above-trend growth in 2014. Selected Business Services. Consulting and advertising firms experienced varying positive levels of growth this past quarter. Growth ranges from moderate--for a high-end economic consulting firm as mortgage-backed securities litigation finally slows--to rapid, for a particularly well-positioned healthcare consulting firm. A second healthcare consulting firm experienced a strong rebound from a slow third quarter, as hospitals figured out their budgets and demanded more help with compliance. A strategy consulting firm reports strong year-over-year growth, but is down modestly from last quarter, as private equity due diligence work returns to historically normal levels.

An advertising materials firm continues its trend of growing with the in michigan economy, and capped off the year with their strongest quarter in 2014. Consulting firms are seeing moderate to modest increases in costs, although the structure year 7 bulk of their expenses are in personnel and rent, and wages in these firms are generally increasing in therapy, proportion to the level of growth the firm is experiencing. English 7? Contacts generally adjust their prices up once a year to pass the majority of costs along, so early 2015 will see most firms' prices for these services increase from 0 percent to 5 percent. An advertising materials firm will have to adjust their cost structure in early 2015 in anticipation of a revision in UPS and FedEx freight calculations, but they are unsure how much resistance they will face as they try to pass this on to customers. All contacts increased personnel modestly in 2014, and plan on speech homework further increases in 2015. Health care and economic analysis contacts cite plenty of 7 slack in labor markets for consultants and analysts at writing a persuasive all levels, but say that tech and data analyst positions continue to be competitive to fill, a sentiment echoed by an advertising materials contact who notes continuing difficulty filling e-commerce related positions. A strategy consultant notes decreased interest in strategy consulting by MBAs. All contacts are bullish on the U.S economy, and are optimistic about business conditions for the next year. English Structure Year 7? The high end economic consultant expects flat to modest growth for next year, but says the firm has been operating beyond capacity, and looks forward to the chance to absorb their recent success. Health care consultants have seven-figure deals in the pipeline, and anticipate high growth in 2015, despite general concern over federal budget and web forms for submitting server regulatory agencies efforts to continue rolling out the Affordable Care Act. Advertising materials and strategy consulting firms both anticipate continued robust growth for english essay structure 7 2015, and cite only potential geopolitical turmoil as a risk factor.

Commercial real estate markets are steady or improving in the First District. According to contacts in Boston, office leasing fundamentals are unchanged since the last report and improved modestly on average compared with a year ago. Contacts continue to be impressed by the strength of demand for commercial property in Boston among foreign investors, who continue to therapy homework pay prices that reflect highly optimistic expectations concerning growth in operating income. A regional lender to commercial real estate posted its best year yet in terms of loan volume, despite a very slow fourth quarter. Year 7? A commercial real estate brokerage in Portland also had a record year in 2014 in terms of total revenues, a year that ended with very strong investment sales activity in the fourth quarter. Also in Portland, construction activity remains robust in the retail, residential, and hospitality sectors, while speculative office construction is not expected to occur for at least another year. Leg 100/Business? In Providence, leasing deals under negotiation promise to boost absorption of office space in the near term, and essay structure year office leasing fundamentals improved on net in 2014. Concerning the outlook, Boston contacts expect investment sales activity to remain robust, even if short-term or long-term interest rates increase in financial book reviews, 2015. One Boston contact wonders whether growth among the city's tech start-up firms can be sustained in 2015, noting attendant risks for english essay year 7 office demand in the Seaport District.

The 2015 outlook is favorable for Portland's commercial real estate market and cautiously optimistic for essays the Providence market. Closed sales of single family homes declined in November in at least four of the six states in english year, the First District compared to November 2013. Vermont saw an increase in writing, sold homes; contacts in New Hampshire were unavailable. Sales also dipped in the condominium (condo) market in all responding states. Median sales prices rose in essay, November in both single family and condo markets regionwide, with the exceptions of Maine, where prices decreased for single family homes, and Connecticut, where condo prices declined. Online Proofreader? In Massachusetts, prices have risen year-over-year in 25 of the last 26 months for single family homes and essay year 17 of the Leg 100/Business last 18 months in the condo market. Contacts in Massachusetts say the driving forces are a shortage of inventory and steady consumer demand. The level of inventory heading into December in english structure, Massachusetts is the lowest in a decade, with only a 4.6 month supply for Leg 100/Business single family homes and a 2.0 month supply in the condo market.

November is the 7 33rd consecutive month of year-over-year inventory decline in the Massachusetts single-family home market and the 49th consecutive decline in the condo market. In at least three other states, inventory declined in both the single family and summer programs condo markets; months of supply increased in Rhode Island. Realtors say they are cautiously optimistic because they remain busy; they hope interest rates will remain low and say markets will show further significant improvements only when high paying jobs become more available and english structure 7 new listings provide more options for buyers. General merchandise retailers indicate that sales were generally sluggish and below plan for the holiday season overall. However, most retail contacts noted that, while November and early December were sluggish, sales did pick up toward the latter part of the month, especially in the week after Christmas. The mid-November snowstorm that hit large parts of metropolitan Buffalo shut down many retailers for a number of days; in general, contacts in upstate New York note that sales picked up somewhat in December (especially toward the lesson plan writing end of the month) but were little changed from the prior holiday season. Similarly, two major retail chains report that holiday-season sales across the region were below plan and little changed from year 7, 2013 levels, though both noted that sales picked up toward the online latter part of December--especially after Christmas. Overall, prices were described as little changed from a year earlier; some contacts report heavier discounting this past holiday season than in 2013, while others characterize it as about the same. Post-holiday inventories are generally said to english year be in fairly good shape. Reports from auto dealers across upstate New York indicate that sales were sluggish in November but picked up somewhat in December. Rochester-area dealers note that new vehicle sales weakened substantially in November but rebounded in early December, while used car sales improved.

Buffalo-area dealers paint a more mixed picture: new auto sales have not rebounded substantially from November's weather-depressed levels, though sales of used vehicles have picked up somewhat. Auto dealers in both areas note that both wholesale and retail credit conditions remain favorable. Consumer confidence in the region climbed in December, based on the Conference Board's survey of residents in the region. Confidence rose to financial book reviews a 10-month high in New York State and to a more than one-year high in the broader Middle Atlantic region (NY, NJ, PA). Tourism continued to english structure 7 be strong in late 2014. Broadway theaters report that attendance and revenues accelerated in December, and were up more than 10 percent from comparable 2013 levels. Manhattan hotels also report that business has continued to be brisk toward the end of the year. Construction and best proofreader Real Estate. The District's housing markets have shown signs of picking up in the closing weeks of 2014. Real estate contacts in western New York State indicate that the housing market has gained some momentum in the final months of 2014, particularly for trade-ups to mid-priced homes.

New York City's co-op and condo market showed continued strength in the final quarter of 2014: apartment sales volume was down from the exceptionally high levels of a year ago but still fairly brisk, while selling prices were up moderately. New York City's residential rental market has been mixed: Rents in Manhattan and Brooklyn have picked up somewhat and are up roughly 5 percent from a year ago, while Queens rents have been fairly steady. Residential rents elsewhere around the New York City metro area are reported to be up 4-6 percent from a year ago, while rents across upstate New York are up about 2 percent. 7? Rental vacancy rates have risen slightly across the District, though they remain fairly low, especially in New York City. Writing? Multi-family construction remained fairly robust throughout most of the District in the fourth quarter. Commercial real estate markets were mixed but, on balance, somewhat stronger in english essay structure, the fourth quarter.

In New York City, office availability rates continue to drift down to new multi-year lows, while asking rents are running 6-8 percent higher than a year ago. Availability rates also edged down in northern New Jersey but edged up in speech homework, Long Island and across upstate New York. Rents outside New York City are generally little changed from essay 7, a year earlier. Office construction across the plan writing essay District continues to be sparse at best. Industrial markets, however, mostly improved in the fourth quarter, as industrial availability rates continued to trend down in Long Island and northern New Jersey, while asking rents rose moderately. Manufacturing contacts across the District generally report that conditions improved somewhat in late 2014.

Moreover, a survey of New York City area purchasing managers points to an acceleration in english essay structure year 7, business activity in December; and Leg 100/Business a trucking industry expert reports that business conditions have improved substantially in late 2014, reflecting both strong demand and falling diesel prices; truck drivers are in high demand. Essay Structure Year? The job market overall showed further signs of strengthening in to team foundation server, December, though contacts noted that this is english essay structure, a difficult time of year to gauge the market. Still, one employment agency notes that hiring activity has remained unusually robust across a range of industry sectors during this typically slow month. Another employment agency reports more of a typical seasonal lull but notes that more job candidates seem to be receiving multiple offers. Both contacts note increasing upward pressure on wages. Various contacts mention particularly strong demand for workers in information technology, human resources, customer service and Leg 100/Business trucking. English 7? Bankers report increased demand for commercial mortgages, commercial and industrial loans but steady demand for consumer and residential mortgage loans. Bankers note a continued decrease in demand for refinancing. Banks report that credit standards were mostly unchanged though there were slight indications of tightening in book reviews, consumer loans and commercial mortgages. English Essay 7? Respondents report a slight decrease in spreads of loan rates over cost of funds--mainly on consumer, as well as commercial and industrial loans. Respondents indicate no change in the average deposit rate, on balance.

Finally, bankers report continued decreases in delinquency rates on commercial mortgages and commercial and industrial loans, but an uptick in delinquencies for residential mortgages and programs some leveling off in rates on consumer loans. Lending volumes continued to english essay 7 grow at a modest pace, and credit quality continued to improve; however, more contacts expressed concern about loosening underwriting standards. As in the previous Beige Book, contacts reported slight increases in wages, home prices, and general price levels. Contacts continued to anticipate moderate growth of economic activity over the next six months. Expectations of best proofreader positive growth during the next six months remained at historically elevated levels and were broad-based. Nearly two-thirds of the Third District manufacturing contacts reported positive expectations for growth. Overall, about one-third of the firms' contacts also continued to report that they expect to increase employment levels and essay structure year 7 capital expenditures. Only 10 percent or fewer of financial reviews manufacturing contacts expected a decrease in employment, capital expenditures, or general activity.

Auto dealers continued to report moderate growth in sales year over essay 7, year. A Pennsylvania contact described sales levels throughout the state as strong overall through two-thirds of therapy homework December despite the typical seasonal slowdown. Statewide sales in New Jersey were steady between October and November; however, the year-over-year change was flat in October and up 8 percent in November. Auto dealers remain bullish for 2015, and low oil prices are shifting purchases from cars to english essay structure year trucks. Leg 100/Business? Real Estate and Construction. Construction and leasing continued at a modest pace, according to essay structure year 7 nonresidential real estate contacts.

Demand continued for new industrial/warehouse projects and for projects in Center City Philadelphia and some outlying suburbs. Contacts from architecture and engineering firms reported a significant increase in bids emerging for lesson plan writing essay new projects, while competition from other firms has begun to abate. The falling competition was attributed to increased demand that has begun to stretch the capacity of english essay some firms. Contacts continued to report incremental improvements in online, leasing activity in downtown and suburban Philadelphia, especially for english essay structure office, residential, and retail spaces in Center City and select suburban office markets. Creative Writing Summer Programs? The office space demand primarily represents a shift in the desired type of office space, rather than growth of english year office employment. Still, contacts are optimistic for continued growth of both new construction and leasing activity in 2015. Third District tourist areas reported mixed conditions for financial book reviews the early winter months. Several larger ski resorts have established a two-foot base of snow after a pre-Thanksgiving snowstorm staked them to structure 7 an early season. However, unseasonably warm weather caused all the resorts to struggle to book reviews maintain good snow conditions and to attract winter tourists. The warmer weather and english structure year 7 special events have kept the shore destinations reasonably busy during their off-season. Creative Writing Programs In Michigan? However, many contacts remain concerned about the long-term impacts of casino closings in Atlantic City.

Casino revenues were down about english essay 7 10 percent in November year over year. Prices and speech therapy homework sheets Wages. Payrolls increased at a modest pace, primarily in structure year, banking, freight services, and manufacturing. Staffing firms reported that the number of job openings and placements in energy and manufacturing companies had risen slightly. Upward pressure on creative in michigan wages is limited to experienced and technically skilled personnel across industry sectors. Overall, input and finished goods prices were stable. There were scattered reports of declining prices for metals and petroleum-based products and rising prices for some building materials. A large majority of factory representatives reported that capital spending in fiscal year 2015 will be moderately higher than prior-year levels, with monies being allocated mainly for new IT and capital equipment. Raw material prices were stable or lower during the past six weeks; declines were seen in year, steel, copper, and web forms for submitting foundation server petroleum-based products. Finished goods prices held steady.

New hiring continued at a modest pace, mainly in production and sales. Wage pressures are limited to high-skilled production workers, engineering, IT, and english essay structure year 7 computer system personnel. Proofreader? Real Estate and Construction. Nonresidential builders reported pipeline activity generally ranging from moderate to robust, and they indicated that the level of activity has increased relative to essay structure a year ago. One builder commented that his customers feel more certain about risk-taking on high-value projects. For the most part, contractors are satisfied with their backlogs going into to team, 2015.

Market demand is broad based, although demand from manufacturers, healthcare providers, and higher education is strongest. There has also been a pickup in requests for commercial space. Builders are optimistic in their outlook for 2015. We heard a few comments about widening margins and growing opportunities for developing spec buildings. Several contractors reported that they are increasing their capital budgets for essay structure year 7 2015, mainly to purchase heavy machinery. Building materials prices were stable other than for drywall and concrete, which have increased.

The diesel fuel surcharge is being reduced or eliminated. New hiring has diminished appreciably since early November due to the onset of winter weather. Several contractors reported that they are starting seasonal layoffs. Unless business conditions deteriorate, hiring will resume later in the first quarter. Wage pressures are limited to craft workers and more experienced engineers and project managers. Subcontractors are pushing through rate increases at a faster pace than general contractors had anticipated; these increases are needed to cover rising costs, including for labor and to widen margins. Year-to-date sales through November of new motor vehicles were about 5 percent higher compared to proofreader the same time period in english year 7, 2013. Across many regions of the District, the share of SUV and truck sales was at its highest level of the year during November. Luxury vehicle purchases also picked up. Therapy? These strong sales were mainly attributed to english essay declining gasoline prices. Our contacts are satisfied with current inventory.

Looking at 2015, dealers anticipate that the lesson writing a persuasive essay year-over-year change in unit volume will be positive, but increases will not be as strong as in 2014. There is some uncertainty as to the impact of english 7 sustained lower gasoline prices on new motor vehicle transactions. Little change in payrolls is expected during the winter months. Essay? Dealers continue to english essay year have difficulty finding skilled labor, especially technicians. Lesson Writing A Persuasive Essay? Tourism was at or above normal seasonal levels in the weeks since our prior report. A Baltimore hotel manager said that advance bookings were at expected levels, while an year, executive at a resort in the North Carolina mountains reported that the online proofreader entire fourth quarter was very strong and essay structure year advance bookings for essays to team foundation server 2015 were ahead of last year's pace. In Virginia and South Carolina, bookings were up, and a South Carolina hotelier commented that people were spending more frequently on holiday parties. English Essay Structure? A contact on therapy sheets the outer banks of North Carolina stated that advance bookings were at typical levels, and english essay structure 7 current tourist activity was humming along.

Rental rates and hotel rates were generally unchanged. Activity in best, commercial real estate markets increased modestly since the previous report. District Realtors reported slight increases in the amount of retail leasing activity, but slower leasing activity in the office sector. Growth in english essay structure year, rental rates varied by creative programs, region and submarket. Commercial sales increased and prices rose slightly. Sales of retail space improved in structure year 7, Richmond, Virginia Beach, and Washington.

A broker in Virginia Beach commented that the creative summer retail sector continued to firm up, with retail rental rate growth and strengthening retail construction. A Charleston, West Virginia contact stated that office vacancy rates remained high and market activity was unchanged since the previous report. On the other hand, a Columbia, South Carolina broker said that the office sector has been unreal and noted an increase in structure year, rental rates. A Virginia condominium developer reported an increase in new construction. Additionally, a Realtor in financial reviews, Charlotte said that previously announced office construction projects are coming out of the ground and english year there is a lot of business relocation activity. Agriculture and Natural Resources. Coal production remained at the same low level overall as in our previous report. A contact stated that West Virginia coal production levels are down slightly year-over-year, except in the northern part of the state, where production increased modestly in web forms for submitting essays foundation, the last six weeks.

Coal prices are unchanged since our last report. Natural gas production increased moderately in recent weeks, and prices decreased slightly. English Year? District merchants noted holiday sales levels were solid for November and early reports for financial book reviews December indicate much the structure 7 same. For Submitting To Team Foundation? Automobile sales continued at a solid pace. English Essay Structure? The hospitality sector reported a strong holiday season, continuing the Leg 100/Business Law level of activity that it had been experiencing all year long. Residential housing brokers and english essay 7 builders noted that home sales growth was flat to slightly down from the previous month while home prices continued to appreciate.

Existing home inventories were flat from last month and new home inventories were flat to slightly up. Commercial contractors described construction activity as improving, with the online multifamily segment of the english essay year market noted as particularly strong. Manufacturers indicated that overall activity strengthened since the therapy homework previous report. On balance, banking contacts noted that loan demand improved. The District continued to essay 7 experience job gains across most sectors. Similar to the previous report, contacts noted only mild cost pressures. Consumer Spending and Tourism. Reports on tourism and business travel remained positive from late November through December. Tourism industry contacts reported a strong holiday season with high occupancy numbers at hotels and resorts. Hospitality contacts continued to report additional capital expenditures on therapy tourism infrastructure as well as strong advanced bookings for the first two quarters of 2015 in the hotel and conference segments.

Real Estate and Construction. Incoming signals from english structure year 7, District homebuilders were relatively unchanged since the speech therapy homework last report. Contacts characterized construction activity as flat from the previous month and structure year new home sales were flat to down slightly over the same period. Leg 100/Business Law? Most builders indicated that the inventory of unsold homes was flat to slightly up compared with a month earlier. Modest home price appreciation continued to be reported. Builders' outlook for new home sales and construction activity over the next three months was fairly positive, with most indicating that they expect activity to be flat to slightly up.

Commercial real estate brokers across the District continued to structure year 7 report improving demand, though they cautioned that the rate of improvement varied by metropolitan area, submarket, and property type. Commercial contractors noted continued strength in apartment construction and that the pace of nonresidential construction activity continued to increase modestly. The outlook among District commercial real estate contacts remains fairly optimistic. Manufacturing and Transportation. District transportation contacts reported slightly higher activity from late November through December compared with year earlier levels. Trucking and logistics contacts noted significant increases in writing summer in michigan, demand; however, capacity constraints due to 7 a lack of drivers continued to hinder growth.

Railroad contacts reported double-digit increases in shipments of grain, petroleum products, metallic ores, and military, machinery and transportation equipment. However, total rail traffic was flat compared with the previous reporting period. Maritime shippers cited significant capital expenditures in vessel capacity, including barges and petroleum tankers, as well as increased investments in LNG-powered ships. District ports experienced significant growth in proofreader, container traffic compared with the english same period last year. Lesson Plan Essay? The majority of transportation contacts expect higher growth in 2015. Banking and Finance. Employment and Prices.

Businesses continued to cite little input cost pressure and limited pricing power, with some notable exceptions in commercial construction, transportation, real estate, and food. The Atlanta Fed's December survey of business inflation expectations indicated that firms' year ahead unit cost expectations were essentially unchanged at english essay structure 1.9 percent. Contacts also expressed a slight shift in their assessment of labor cost pressures over the coming year with a growing number of firms reporting acceleration in compensation budgets for 2015. Some firms conveyed they were increasing starting pay or planning to move above minimum wage in an effort to attract and retain their workforce. Conversely, several employers also reported that where possible, they were holding down base pay and writing summer instead adding benefits or performance bonuses. Natural Resources and Agriculture. While the District experienced varying degrees of drought ranging from abnormally dry conditions to english essay structure year a few areas of severe drought, some areas of Alabama, Georgia, and the Florida panhandle saw some moderate improvement in drought conditions. Protein producers that rely on corn for feed reported improved margins because of continuing low corn prices. The most recent cotton and orange crop forecasts were slightly higher than last season's production.

Construction and Real Estate. Banking and Finance. Prices and Costs. Anecdotal reports from retail contacts indicated that consumer demand has grown since the previous reporting period. Retail contacts attributed growth to low gas prices, improving regional labor markets, and low interest rates. Additionally, initial reports indicated that holiday sales throughout the District have been higher than last year's holiday sales. Retail contacts also indicated they hired more seasonal employees this year than last year. Auto dealers reported that end-of-year sales remained above goals--although one contact reported that sales were more sluggish in recent months than in the third quarter. Contacts noted that inventories of luxury cars are increasing faster than sales for summer programs some dealers. Manufacturing and Other Business Activity. Plans for manufacturing activity remained positive in the most recent reporting period.

Firms in chemicals, aviation, packaging, and light machinery plan to english structure 7 hire new employees and creative summer programs in michigan expand operations in the Eighth District. English Essay Structure 7? In contrast, firms that manufacture furniture and paper reported plans to lay off workers or close facilities. Hiring plans among food manufacturers were mixed. Plans for activity in the District's service sector have also remained positive. Firms in logistics and information technology services reported new hiring and expansion plans in the District.

In contrast, firms in courier, building maintenance, and business support services plan to web forms for submitting essays foundation server lay off employees. Reports from firms in healthcare services were mixed. Real Estate and essay year Construction. Home sales decreased in the Eighth District on a year-over-year basis. Compared with the same month in 2013, November 2014 monthly home sales were down 11 percent in Louisville, 1 percent in Little Rock, 9 percent in Memphis, and lesson essay 2 percent in St. Louis. Residential construction declined in the majority of the District metro areas. November 2014 year-to-date single-family housing permits decreased in the majority of the District metro areas compared with the english essay structure same period in web forms for submitting essays foundation, 2013. Permits decreased 9 percent in Louisville, 16 percent in Little Rock, and english structure year 5 percent in St. Financial? Louis. 7? Permits increased 2 percent in web forms for submitting to team server, Memphis.

Commercial and industrial real estate market conditions in the District have continued to be mixed. A contact in Louisville reported modest improvement in the office space market. A contact in Little Rock expressed concern regarding occupancy rates in the downtown office market. In contrast, a contact in Memphis noted strong leasing activity in the office market and a contact in St. Louis noted that tightening industrial market conditions are placing upward pressure on asking rents. Essay Structure 7? Commercial and industrial construction has also been mixed throughout the District. A contact in Louisville reported that a large employer has finalized plans for a distribution center near Jeffersontown, Kentucky. A contact in Little Rock reported that work on Arkansas's first outlet mall in book reviews, southwest Little Rock will begin in January 2015. Contacts in Memphis noted that its access to english structure year 7 rail, water, and air transportation continues to encourage large employers to build distribution centers and retail stores in the area. A contact in St. Louis reported that a major employer recently broke ground on a new production facility.

Total loans outstanding at a sample of lesson plan essay small and structure midsized District banks increased 1.2 percent from mid-September to mid-December. Real estate loans, which account for 71.1 percent of lesson plan writing a persuasive essay total loans, increased 0.6 percent over this period. Commercial and industrial loans, which account for 16.3 percent of total loans, increased 3.0 percent over the period. Loans to individuals, which account for 5.4 percent of total loans, increased 2.9 percent over the period. All other loans, which account for 7.3 percent of total loans, increased 1.8 percent over the period. During this period, total deposits at these banks increased 2.5 percent. Agriculture and Natural Resources.

As of late November, about 96 percent of the District winter wheat crop was rated in fair or better condition. On average, 81 percent of the winter wheat crop had emerged across the District. A rate slightly below the english essay year 7 5-year average progress rate for this time of year. Leg 100/Business? The majority of the slowdown was attributed to planting delays in Illinois because of wet weather conditions in October. Year-to-date red meat production in the District was 8.7 percent lower in November 2014 than in the same month last year. This decline was driven primarily by lower production in essay structure year 7, Illinois, Indiana, and financial Missouri, which collectively produce around 89 percent of the District's red meat output. Year-to-date coal production in essay, the District was 2.8 percent higher in November 2014 than in the same month last year; coal production for November 2014 was about lesson plan writing a persuasive 3.2 percent higher than in November 2013. English Essay Structure 7? Consumer Spending and Tourism.

Consumer spending increased moderately. A Minneapolis area mall reported heavy traffic early in the holiday season, followed by steady traffic later in the season; overall traffic and sales were flat to slightly higher compared with the previous year. A Montana mall reported strong sales activity the week before Christmas, with overall sales up nearly 10 percent compared with a year earlier. A representative of a retailers' association was optimistic about the holiday shopping season in North Dakota, based on reports of financial reviews strong traffic at stores. A poll of Minnesota retailers taken after Thanksgiving weekend showed that half of respondents expected the english essay 7 holiday season to finish better than the previous year, with the balance mostly expecting sales similar to 2013.

An auto dealer in Minnesota noted strong sales in online, December, particularly for corporate vehicle fleets. Overall tourism was about english structure year level with a year ago. Creative? After an early snowfall and structure an early start to winter sports, warm weather reduced winter tourism in some areas during December. Speech? Low snowpack slowed snowmobiling and cross country skiing in northwestern Wisconsin, according to an official. English? Lift ticket and lodging sales were on par with a year ago, and future bookings were strong at a Montana ski resort.

Tourism in western South Dakota was up slightly compared with a year ago. Construction and Real Estate. Commercial construction activity was mixed. In Sioux Falls, S.D., the value of November commercial permits increased from a year ago. Book Reviews? In Billings, Mont., commercial permits decreased in value in November from english essay, a year earlier. Residential construction activity in the District was down compared with a year ago. In the Leg 100/Business Law Minneapolis-St. Paul area, the value of December residential permits decreased 9 percent compared with December 2013. In November 2014, residential permits dropped in the Bismarck, N.D., area from November 2013.

November single-family residential building permits in Billings increased in value from the previous year, but multifamily permits decreased in value. The value of essay 7 November residential permits in lesson a persuasive essay, Sioux Falls increased from a year earlier. Essay Structure 7? Activity in commercial real estate markets was mixed since the previous report. A real estate analytics firm noted that occupancy rates and revenue per homework sheets available room were expected to drop from the third quarter to the fourth quarter of 2014 in the Minneapolis-St. Essay Structure Year? Paul area. A Minnesota property manager noted increased leasing activity for retail and office properties during the reporting period. Residential real estate market activity decreased from plan writing, a year earlier. In the Sioux Falls area, November home sales were down 12 percent, inventory increased 1 percent, and the median sales price increased 6 percent relative to a year earlier. Essay Year 7? November home sales in northwestern Wisconsin were down from a year earlier; the median sales price was down 6 percent. Minnesota home sales were down 13 percent in November from essays server, a year earlier, the inventory of homes for sale increased 5 percent, and the median sales price rose 3 percent. November home sales in the Bismarck area were about english essay structure year level with the financial reviews same period a year ago.

Activity at essay structure professional business services firms increased since the previous report. A law firm in writing summer, the Minneapolis area noted a recent significant increase in merger and acquisition activity among small startup firms. A logistics consulting firm in Minnesota noted increased billings since the english essay previous report. A Minnesota architect noted steady activity since the previous report. Manufacturing activity increased slightly. A manufacturing index released by Creighton University (Omaha, Neb.) increased in December from the previous month in Minnesota and South Dakota, but it fell slightly in North Dakota. Speech Sheets? However, the index remained at levels consistent with expansion in activity in all three states. Through October, manufactured exports in District states were up 1 percent compared with the same period a year earlier. A producer of english essay 7 commercial windows noted that demand for its products doubled in the last six months.

The energy sector slowed slightly in response to lower output prices. Oil and gas exploration activity decreased in Law, late December compared with a month earlier in Montana and North Dakota. However, a company announced plans for four new diesel and natural gas processing plants in North Dakota. Mining activity increased slightly. District iron ore mines were operating at near capacity, with production in November slightly higher than its level a year earlier. Overall agricultural conditions remained mixed since the structure previous report, with livestock and dairy producers faring better than crop farmers. According to the Minneapolis Fed's third-quarter (October) survey of agricultural credit conditions, 69 percent of respondents said farm incomes had fallen from a year earlier, while 63 percent reported decreases in capital spending.

The fourth quarter outlook was weaker, as 81 percent of lenders expected farm incomes to fall, while 77 percent expected capital spending to decrease from a year earlier. Prices received by farmers in December decreased from a year earlier for corn, soybeans, wheat, hay, and milk; prices increased for cattle, hogs, eggs, and poultry. Homework? Employment, Wages, and Prices. Labor markets continued to tighten since the previous report. In Minnesota, a bank announced plans to hire up to 3,000 new employees companywide in 2015.

A holiday seasonal retailer in the Minneapolis-St. Paul area reported increased difficulty finding workers. A contact in the Upper Peninsula of Michigan noted difficulty finding skilled construction workers. Lower oil prices led to an overall slowing in hiring in the energy producing regions of North Dakota and Montana, but labor conditions remained tight. English Year? Contacts noted a continued shortage of truck drivers. In contrast, a distribution center in Minnesota will close, eliminating almost 70 jobs. While overall wage increases remained modest, there were examples of proofreader steeper increases in year 7, some regions and best industries. Essay 7? Some construction firms in writing a persuasive essay, the Minneapolis-St. Paul area noted that labor costs have increased recently. In addition, some managers at Minneapolis-St. Paul area restaurants indicated that they were increasing wages to attract employees.

An assisted living facility in english essay structure year 7, eastern North Dakota was offering $10,000 signing bonuses to fill positions for therapy nurses, according to a report. Overall price increases were modest, but some decreases were noted. Minnesota gasoline prices at the end of english December were 75 cents per gallon lower than in Law, mid-November and a dollar per gallon lower than a year ago. Metals prices generally decreased since the year 7 previous report. Manufacturing and Other Business Activity. Reviews? Real Estate and year 7 Construction.

Wages and Prices. The price of lesson writing a persuasive West Texas Intermediate crude oil fell sharply over the reporting period, as global supply growth met softer international demand. The price of structure natural gas dropped, as did gasoline and on-highway diesel prices. Reports of rising wage pressures were less prevalent than in Law, the previous report. Essay Structure? Staffing services firms noted continued wage pressures, particularly for certain sectors and positions, although one firm said companies continued to resist wage increases. Upward wage pressure on semi-skilled positions in manufacturing eased, but contacts noted continued pressure for high-skilled labor mostly in high-tech and food manufacturing. Book Reviews? Airlines reported higher salaries, and one brick manufacturer said they plan to increase wages in english essay structure 7, the near future. High-tech manufacturers said overall demand held steady over the last six weeks, but they noted that demand for high-speed processors, in particular, picked up recently.

Respondents expect sales growth in 2015 to be slower compared with the past several years, but to best remain well above the long-term trend. They also anticipate growth in electronic devices to structure 7 outperform the rest of the industry. Food producers said demand was unchanged over the reporting period and flat from a year ago. Chemical producers reported higher production rates in November compared with year-ago levels. Web Forms For Submitting Foundation? Gulf Coast chemical manufacturers, who use natural gas to fuel their operations, said the lower price of oil has narrowed their competitive edge over their foreign competitors that rely more on oil for production. This development, combined with weaker global demand and a strong dollar has led to english 7 a decline in exports of chemical products. Speech Homework Sheets? Refinery utilization rates increased, and outlooks for english essay year refiners and chemical manufacturers remained positive.

Automobile sales held steady or increased slightly, and demand was up from a year ago. Inventories were generally high because of the low cost of carrying inventory. Some auto dealers were front loading inventory of Ford trucks as the new model will be slow to roll out. Best Proofreader? Outlooks for 2015 were positive. Transportation service firms said overall cargo volumes held steady or increased. Shipping cargo volumes increased, boosted by notable growth in steel tonnage, and trucking firms reported stable demand. Airlines said passenger demand held steady since the previous report but was up slightly from a year ago. Domestic airline demand remained strong, and english essay structure year 7 outlooks were positive. Speech Therapy Homework? Construction and english essay structure year Real Estate.

Office leasing activity remained strong, but one contact noted a slight pull back in demand from Leg 100/Business Law, oil and gas firms. Industrial demand was solid in english essay, Houston but slowed in Dallas. A few contacts said that investors are taking a wait-and-see approach because of the steep decline in oil prices. Outlooks were positive, but there was some concern about the elevated level of construction in financial book reviews, the Houston office and Dallas industrial markets. Overall price inflation remained modest during the english essay year 7 reporting period. In general, input costs were fairly stable. However, increases in the cost of various construction materials were widespread. Shortages of therapy homework sheets truck drivers contributed to essay structure year 7 increases in Leg 100/Business, shipping costs in some areas, even amid fuel price declines. Supply constraints boosted wholesale prices of produce and english essay year meat. Effects on retail prices tended to be minimal, but selected areas saw significant jumps. Wholesale prices of agricultural commodities, such as grains, were stable or declined.

Oil price declines contributed to a drop in online proofreader, prices in the energy-intensive aluminum production sector. English Essay Structure Year 7? Vigorous online competition exerted downward price pressures in selected retail clothing segments. Web Forms For Submitting To Team Server? In general, wages continued to increase at a modest pace during the reporting period. Several contacts reported that wages were flat or had increased at about the rate of price inflation in their area. English Essay? Labor shortages boosted wages of truck drivers, aerospace engineers, and construction machinists and framers. Financial? Regarding total compensation, some contacts noted that increases in employee medical insurance premiums tended to offset any increases in wages and salaries. Retail Trade and Services. Overall retail sales activity grew moderately during the reporting period. Holiday spending tended to be higher than in recent years and notably so in some areas.

Sales met most expectations, with few reports of excess inventories. Higher-priced items, electronics, men's and women's clothing, cosmetics, and structure year accessories sold well. Online sales growth exceeded in-store growth. Auto sales were robust in some areas, but came in somewhat below expectations in other regions. Contacts attributed stronger overall holiday sales to continued improvement in essays to team foundation server, employment conditions and decreases in gas prices. Many contacts are optimistic that these developments will continue to structure year 7 spur retail spending in 2015. Demand for business and consumer services grew moderately during the reporting period.

Demand for cloud computing services continued to increase. Sales in the limited service segment of the restaurant sector slowed a bit in November but ticked back up as the holiday season progressed. Holiday spending in this segment was higher than in 2013, and contacts expect that lower gas prices will continue to boost customer traffic in best, the new year. English Essay? Travel and tourism to Southern California grew substantially in 2014, and contacts expect this trend to continue into web forms for submitting essays server, 2015. In particular, travel from China grew rapidly in 2014, and new extended visa rules for Chinese visitors should encourage even more tourism.

Improved snow conditions and declines in gas prices contributed to year 7 a year-over-year increase in skier visits to the eastern Sierra Nevadas during the reporting period. Online? Spending per structure 7 visitor at therapy homework sheets ski destinations also increased. Overall District manufacturing activity grew moderately during the reporting period. Contacts reported that energy demand from manufacturers was solid. Biotechnology and pharmaceutical manufacturing earnings were healthy. Year 7? Semiconductor producers reported year-to-date worldwide sales increased 10 percent from the same period a year earlier, while U.S. Financial Reviews? sales were up 12 percent. English Essay Structure 7? Commercial aircraft production was strong. Order backlogs remained sizable, but contacts were somewhat concerned that the decline in oil prices may cause airlines to best proofreader start deferring purchases of more fuel-efficient planes.

Sequestration continued to erode revenues and english year capacity utilization in the defense aerospace sector, as the rate of new program starts declined. Increases in lesson a persuasive essay, the pace of commercial construction boosted domestic demand for recycled steel and english year metals. However, the financial book stronger dollar and weaker foreign demand reduced exports of structure these materials. Agriculture and Resource-Related Industries. Agricultural conditions in the District were mixed during the reporting period. Declines in petroleum prices contributed to lesson writing a persuasive reductions in english essay 7, the cost of gas and fertilizer. However, some farmers also faced lower prices for their commodities. In some areas, restaurants purchased fewer vegetables. Dairy farm profits increased significantly over the past year, but milk futures prices declined recently.

Uncertainty regarding future water availability in California slowed new plantings of permanent crops. Declines in book reviews, demand from Japan and China contributed to a reduction in exports of logs. However, modest increases in the pace of structure 7 new home construction in some areas slightly elevated domestic demand for logs. Therapy? Real Estate and Construction. Real estate activity advanced during the reporting period.

The pace of new single-family home construction increased modestly in some areas of the District, with relatively more activity in urban areas than in rural areas. However, some contacts cited increasing costs of materials and labor and english essay year 7 a shortage of available lots in some areas in their projections that the pace of new construction will fall back in best online, 2015. Indeed, these contacts reported that the pace of construction permit issuance has declined. A few contacts indicated that home sales picked up a bit in December, but some contacts reported that insufficient inventory is damping the pace of sales. English? Multifamily residential real estate construction activity was strong in best proofreader, many areas of the District during the reporting period. Retail, office, industrial, or infrastructure projects also were widespread. Most contacts viewed the pace of construction as healthy. However, one contact reported that some investors are concerned that, given planned construction, there soon will be an excess supply of english year 7 multifamily units in their area. Lending activity in Leg 100/Business Law, the District was mixed during the reporting period. English Essay Year 7? Some contacts reported a significant increase in loan demand, mostly in the construction segment.

Other contacts reported that overall loan demand remained somewhat weak. In some areas, businesses with sufficient cash turned towards internal financing. Deposit growth was strong in financial book, many areas, and banks have ample liquidity. Stiff competition for high-quality borrowers exerted downward pressure on loan interest rates, and declines in net interest margins were widespread. Some contacts reported that compressed margins contributed to increased acquisitions as smaller banks combined in order to reduce operating costs.

How to Write a Resume Skills Section. The resume skills section allows you to list, re-iterate, and expand upon your skills and abilities that are relevant to the job you are applying for. A well-crafted resume skills section will also help your resume beat Applicant Tracking System (ATS) “resume reading robots”, which is the first step to getting your application into english essay, a hiring manager’s hands. Don’t miss the opportunity to make a powerful skills section that can tip the web forms for submitting to team foundation odds in your favor — read on english structure 7 to learn how. Sometimes referenced as “ Additional Skills ” the speech therapy sheets Skills Section is where you can list all of your useful abilities that are not overtly mentioned in the bullet points of the year Work History sections.

Here are some samples showing what they look like: Customer Service Resume Skills Section. Laborer Resume Skills Section. As you can see, these all tend to be brief and to the point. Yet, there is a right way and a wrong way to Leg 100/Business, writing them. Don’t forget your cover letter. Browse through our library of Cover Letter Samples by Industry. Tips on Adding Additional Skills to english 7, Your Resume. In the best online above examples, there are a few similarities to the types of skills that the job seekers listed even though they are going after different positions. A hiring manager is interested in what relevant skills you have. They do not care about whether or not you came in first place in structure 7 the hot dog eating contest at the state fair.

An IT Industry job seeker should not do this : Leader of reviews a 70 member guild in World of Warcraft for 3 years. Maintained a self-hosted VoIP chat server for 3 years. One of the above skills shows some legitimate tech savvy while the other does not. That’s something that might catch a hiring manager’s eye. Keep your skills targeted toward the job you are applying for.

Even if you have a knack for something that is not directly related to the position, as long as it’s relevant it’s worth mentioning . For example, if you are applying for essay an assistant manager position at a small music shop, it’s perfectly acceptable to mention that you can play guitar. Sheets? It isn’t directly related to english essay, management, but it shows you have knowledge of the industry. Just like discussed in all of the Resume Genius resume samples, replace nonspecific adjectives with hard numbers. The same goes for financial reviews how specific you are in regards to software, hardware, and essay year 7 other tools you are skilled with. Don’t Say: Excellent with foreign languages. Do Say: Fluent in English and Spanish , and proficient in French. Don’t Say: Skilled typist. Do Say: 70WPM typist. You don’t need to get overzealous with the specifics, but a couple of details go a long way. When listing large software suites like Microsoft Office, try to name the a persuasive individual applications you’re proficient with, such as PowerPoint or Excel when page space is adequate. If you’re only listing 2 or 3 bullet points, this isn’t that big of a deal, but once you start listing more, you want to english year 7, keep things sensible.

For example, keep your computer skills with your computer skills and your speaking and language skills with your speaking and language skills. Experienced graphic artist well versed with Adobe Photoshop and Adobe Illustrator Bilingual – Fluent in English and French Proficient with MS Word, Excel, and summer programs PowerPoint Charismatic and confident public speaker. Experienced graphic artist well versed with Adobe Photoshop and Adobe Illustrator Proficient with MS Word, Excel, and PowerPoint Charismatic and english structure confident public speaker Bilingual – Fluent in English and French. Also, when possible list the group of programs skills that are more important to the position that you’re applying for first. You shouldn’t spend too much time debating on the ordering though as per the first tip, they all should be relevant anyway. Formatting: Additional Skills vs. Technical / Computer Skills. Most job seekers end up choosing a resume template that places their relevant skills closer to the bottom, but for some specific industries listing them at the top is very effective . Take a look at the sample resume for an applicant searching for an IT job: Because an 7, IT job requires an employee to have a base set of skills, the financial book applicant starts off by listing his Technical Skills instead of adding them as Additional Skills towards the end. He also breaks them down by theme, such as what computer networking skills he has and what operating systems he is proficient with, bolding each main general category and then listing each specific skill in its respective category.

Some jobs where using a Technical Skills section instead of an Additional Skills section could be beneficial are: Information Technology Graphic Design Manufacturing Technical Writing Engineering. Regardless of which style of Skills Section you use on your resume, as long as you use relevant, clear, well organized bullet points , you’re sure to impress. Industry-Specific Skills for your Resume. The Best List of english structure year 7 Skills For a Resume. Below are the most sought after skills and abilities that employers look for on a resume.

If you can include these abilities on your resume, you will be sure to online proofreader, attract their attention. However, it is not enough to simply list your skills. The bottom line is that HR managers want proof. That’s why it is more effective to include examples of how you use your skills rather than merely stating, “Possess great communication skills.” The bottom line is structure year 7 that HR managers want proof. Here is a list of good skills and example bullet points to add to your resume: Approach all work activities with deliberate focus to ensure that each task is plan a persuasive essay completed correctly, efficiently, and effectively. Essay Structure Year? Seek and actively learn new information to keep up to date with new skill requirements and technological innovations. Essays To Team Foundation? Achieve high levels of multi-tasking ability by english essay 7 remaining focused and goal oriented, completing several tasks simultaneously to reach desired targets. Commended by financial book peers for displaying a good attitude, working hard, and setting and achieving personal goals. Essay? Listen to and integrate criticism and advice from peers, teachers, and bosses, strengthening personal deficits and weaknesses wherever possible.

Perform requested duties beyond the expected requirements to maintain high personal standards and ensure absolute satisfaction with produced work. Adapt to to team server, all arising situations, and able to develop solutions to problems as they appear to the satisfaction of any client. Work towards solutions with a flexible approach to all challenges that helps solve problems in the most direct and time efficient way possible. Respond and adapt to developing challenges and obstacles when under pressure calmly and logically to structure year, develop working solutions in financial book a timely manner. Manage time constraints and unpredictable schedules with adaptable methodology that can re-prioritize and delegate tasks to achieve maximum efficiency. Develop and utilize a large personal knowledge base, creating a broad understanding of a wide range of issues and the ability to develop flexible solutions.

Create working relationships with co-workers and structure year 7 clients with varying personality types and coming from different backgrounds, maintaining a professional and egalitarian attitude at writing programs in michigan all times. English Structure? Adapted to new industry standards to guarantee that our business was compliant with all guidelines Revised my sales strategy to align with new customer trends. Evaluate and dilute complex work processes into series of manageable tasks to increase efficiency and reduce waste. Leg 100/Business? Analyze large volumes of data and identify trends, and present results in a clear and understandable manner. Produce comprehensive solutions to complex problems through extensive analysis and accurate assessment of relevant data sets. Identify efficiency savings within given tasks and successfully implement them, aiding in efficient problem solving. Determine the relevance of suggested arguments and ideas, and analyze the essay year relative importance of each before accepting or rejecting them as courses of action. Manage complex problems and time-constrained tasks with rapid but error-free analyses to ensure projects are completed without disruption. Prevented workplace accidents by encouraging safe working practices and preserving company equipment. Responsible for Law resolving client issues, identifying customer trends, monitoring competitor activities.

Plan strategically and maintain awareness of attention to details to overcome challenges, meet deadlines and achieve objectives without sacrificing quality. Create and detail step-by-step processes to create intermediate and endpoint deadlines for all projects, making it easy to identify major obstacles and brainstorm solutions. Organize and communicate highly detailed planning and time management objectives to ensure all team members understand their roles and responsibilities. Identify errors and inconsistencies within any argument or reasoning used to english, form actionable conclusions, and homework sheets present necessary counter-arguments. Restructure and essay 7 reorganize underdeveloped projects that require complete revision to achieve detailed quality standards. Tasked by peers to oversee highly detailed projects, having a trusted ability to discover holes and issues where others may not. Foster strong relationships with customers and strategic partners to strengthen our brand awareness Facilitate monthly meetings with employees to ensure there is a mutual understanding of a project’s directives High levels of confidence when speaking either to groups or individuals that allows the conveyance of ideas or instructions in a clear, easily understood manner. The ability to for submitting foundation server, disseminate detailed concepts into understandable ideas in both written and verbal communication. Understanding of the meaning and implementation of body language to both gauge other’s intent and views and project a desired stance to others through non-verbal communication. Highly developed communication skills both verbal and non-verbal that help build a relationship more conducive to english year, an agreeable outcome of any negotiation. Outstanding Typing Skills (WPM: 90).

Sound knowledge of troubleshooting techniques for plan writing Microsoft Office Suite High levels of analytical ability means that problems can be understood and essay year overcome quickly and lesson essay efficiently. Methodical approach to challenges means that problems can be overcome with solutions identified and essay structure year implemented in the most efficient manner. Always seeking new information and keeping up to date with current requirements and reviews innovations within the field of expertise. Exercise empathy with others to assist in essay structure all aspects of communication, creating higher chances of successful outcomes and compromises. Practice well-honed listening skills to give full attention to those in need, accurately assess every individual’s situation, and build necessary rapport. Project calm and genuine interest in essays to team foundation server others through verbal and non-verbal means, building confidence with other parties to ensure successful conclusions to all interpersonal interactions. Remain dispassionate and fair-minded during disagreements to highlight that ideas and opinions are always respected. Assist and teach others patiently when working towards a common goal, ensuring higher levels of english essay 7 cooperation when faced with challenges.

Help and suggest to co-workers and creative writing programs peers to find institutions or people to english structure, seek help for problems that are affecting them professionally. Integrate into all team situations easily and comfortably, possessing a personable nature that is open to teamwork and cooperation. Negotiate team and speech homework co-worker conflict or pressure effectively and year 7 efficiently through strong interpersonal and communication skills. Work towards the success of the group, de-emphasizing smaller perceived personal successes and focusing on the bigger picture. Listen actively and engage genuinely with others to ensure that all perspectives and ideas are equally respected.

Focus on therapy homework overcoming challenges rather than seeking to blame the year cause of any challenges and creative summer in michigan problems encountered, maintaining a positive attitude that is a benefit to any team situation. Adhere to all institutional standards for ethical, interpersonal, and english essay year 7 professional behavior at all times. Finish all tasks and projects on time with a reliably high level of quality. Web Forms Essays Server? Accept all requests to fill necessary shifts, schedules, or complete tasks when others are unavailable. Maintain a professional and egalitarian attitude at the workplace at all times, ensuring minimal interpersonal conflicts and acting as an ambassador for the brand.

Trusted to handle sensitive items and situations, regarded as having a responsible and dependable personality by peers. Open a strong line of communication and make thorough preparations for taking time off. Assist others with tasks and projects during free time, even when it is unrelated or unrewarded. Seek answers to questions personally without needing excessive guidance, asking only when it is structure 7 obvious the information cannot be found. Creative Summer Programs In Michigan? Create personal tasks and projects without supervision, while seeking advice and permission to increase workplace efficiency. Learn new skills actively to avoid over-reliance on co-workers and team members Operate independently of team members and management, submit comprehensive reports and feedback to keep projects on track.

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Project a “customer is always right” attitude at all times, even when clients are being rude and irrational. Keep a professional manner with peers, co-workers, and clients at all times, no matter the circumstances. Avoid emotional confrontation and arguments with peers and clients, seeking de-escalate issues and find ways to resolve issues rationally. Adhere to company work schedules and give notice before taking time off. Remain calm under pressure, delivering workable problems during crisis scenarios in a timely manner. Perform and oversee multiple individual tasks simultaneously during work projects, ensuring quality and efficiency while remaining within deadlines.

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Methicillin-Resistant Staphylococcus Aureus (MRSA) The methicillin-resistant Staphylococcus aureus or MRSA (also known by its English acronym MRSA – Methicillin-resistant Staphylococcus aureus) is a bacterium that has become resistant to multiple antibiotics, first to english structure year 7, penicillin in 1947, and soon after methicillin. Sheets? It was originally discovered in the UK in 1961 and is currently much hype, particularly in hospital buildings, where, because of english essay structure 7 increasing resistance, Staphylococcus aureus (golden staph) is even called a superbug (or super-germ). MRSA may also be known as oxacillin-resistant Staphylococcus aureus (ORSA) and multiple-resistant Staphylococcus aureus, while in strains of S. not aureus resistant to methicillin are sometimes called methicillin- susceptibles Staphylococcus aureus (MSSA), if any need to distinguish them. Although, MRSA has traditionally been seen as a means of a hospital associated infection, there is now an epidemic in the U.S. of MRSA that is acquired by the community. Theabbreviations CA-MRSA (community associated MRSA) and best, HA-MRSA (hospitalassociated MRSA) are used to distinguish the two situations. Methicillin-resistant aureus – is the bacterium that causes difficulty to cure disease in humans, such as blood diseases, pneumonia. Just call it: Staphylococcus aureus with multidrug-resistant Staphylococcus aureus. Methicillin-resistant aureus – represents any strain of Staphylococcus aureus bacteria that is resistant to english, a large group of antibiotics – beta-lactams (including penicillins and cephalosporins). Methicillin-resistant aureus has adapted to survive in the presence of methicillin, oxacillin and dicloxacillin.

Most often linked with it, hospital (nosocomial) infections. Web Forms For Submitting Foundation Server? In hospitals, patients with open wounds and with the weakened immune systems are at greater risk of infection than other patients. Hospital staff who does not comply with proper sanitary regulations, may transfer bacteria from patient to structure, patient, according to Infectious Diseases. Methicillin-esistantStaphylococcus Aureus (MRSA) (2010). Visitors with a staph infection of Methicillin-resistant are encouraged to follow the rotocol of infectious hospital: use of gloves, gowns and masks if indicated. Visitors, including health care workers, who do not follow such protocols, facilitate the spread of for submitting essays to team bacteria in kitchens, bathrooms,elevators, and in various other areas. Methicillin-resistant aureus isoften referred to as the year 7, agents of community-acquired staph infections methicillin-resistant or health sanitary connected methicillin-resistant staphylococcal infections, although this distinction is complex. The first cases of community-acquired staph infections methicillin-resistant were described in the mid 1990’s in speech therapy homework sheets Australia, New Zealand, the United States, United Kingdom, France, Finland, Canada, the feature was that sick people who have not stayed in hospitals.

New strains of community-acquired staph of methicillin-resistant, quickly became the most common cause of essay structure skin infections among individuals seeking treatment in creative writing in michigan urban areas of the United States. These strains also commonly cause skin infections in essay structure year 7 athletes, prisoners and proofreader, soldiers. English Essay Structure Year 7? However, in financial reviews many cases, the sick and children require hospitalization. As a fact, methicillin-resistant staph infection kills about 18,000 Americans annually. methicillin-resistant aureus was first discovered in 1961 in the United Kingdom.

For the first time its appearance in the U.S. pointed out in 1981 among injecting drug users. Structure Year 7? In 1997, four deaths were reported involving children from the web forms server, Minnesota and North Dakota. Statistics indicate a growing epidemic to spiral out of control. It is difficult to structure year, determine the speech sheets, extent of morbidity and structure 7, mortality from this disease. Population studies of the incidence of lesson a persuasive infection in english structure 7 San Francisco during 2004-2005, showed that about 1300 people suffer from the infection within a year. In 2004, the study showed that in the United States with S. aureus infection was on Leg 100/Business average three times the year, increased duration of hospital stay (14.3 vs. 4.5 days), and five times greater risk of death (11,2% vs. 2.3%) than patients without this infection. Mortality. Although reports claim that Noskin and other patients got infected with MRSA are five times more likely to die than other patients is not yet clear that patients who are infected with MRSA have a higher mortality rate.

In a report of Wyllie et al., this refers to a mortality rate among patients infected with MRSA, within 30 days, 34%, while in patients with MSSA mortality rate was similar to 27%. Presentation and clinical interests. The most common colonies of S. Summer In Michigan? aureus are in english essay the respiratory system and open wounds, intravenous catheters and urinary system. MRSA infections are usually asymptomatic in healthy individuals and that can last from plan a persuasive essay, several weeks to several years. Patients with compromised immune systems have a higher risk of symptomatic secondary infection (manifestation of disease symptoms). Staphylococcus aureus, most commonly persists in the upper nasal passages and respiratory tract, open wounds and urinary tract. In healthy people, the disease can be asymptomatic for a period of several weeks to many years. In patients with compromised immune systems, to a large extent a higher risk of english structure symptomatic infection. There have been taken additional sanitary measures for therapy homework sheets those who are in contact with infected people: family members, medical staff. They are found to be effective in minimizing the structure, spread of infection in hospitals in the United States, Denmark, Finland and the Netherlands.

There is a significant progression of infection in 24-48 hours after the initial pressing of symptoms. At the end of 72 hours, the bacteria can penetrate into human tissue and acquire resistance to drugs. Initially, there are small red bumps that resemble pimples, spider bites, which may be accompanied by fever and sometimes a rash. A few days later bumps become larger, more painful, and writing a persuasive, can be filled with pus. About 75% metitsillin rezistentnyh staphylococci localized in the skin, soft tissue and can be effectively treated. However, strains have increased virulence and survive the disease more serious than the traditional staph infection.

They can affect vital organs and lead to widespread infection (sepsis), toxic shock syndrome and necrotizing pneumonia. It is believed that this is due to the toxins of strains. It is not known why some healthy people develop skin infections, which are treatable, while others infected with the same strain develop severe infection that can result in death. The most common manifestations are skin infections, necrotizing fasciitis, piomiozit, necrotic pneumonia, infective endocarditis (which affects the heart valves). Structure Year? Often, the infection leads to the formation of abscesses that require surgical intervention.

High-risk groups include: People with weakened immune systems (people with HIV / AIDS, cancer patients, patients after organ transplantation, severe asthmatics, etc.); Diabetics, People who use injection drugs, Patients receiving antibiotics, Kids Older people, Students living in dormitories, Persons within or working in medical institutions for a long period of time, People who spend time in coastal waters, beaches, People who spend time in a confined space with other people, including prisoners, soldiers, athletes. Staphylococcal infections occur mainly in hospitals and creative summer, medical facilities, nursing homes. However, it should be noted that the infection may be outside hospitals – in closed systems, such as prisons, with constant admission of new inmates, usually with poor health and english essay structure, non-compliant rules of personal hygiene. Infections increased in livestock – mostly sick pigs and cattle and poultry, from which the pathogen can be transmitted to humans. In the United States was to increase the number of reported outbreaks of infection transmitted through the essays to team foundation server, skin into the locker rooms and gymnasiums, even among the english, healthy population. Also methicillin-resistant staphylococcal infection becomes a problem in pediatrics, according to web forms to team server, Methicillin-Resistant Staphylococcus Aureus (MRSA) (2011).

Prevention and control of infection: Screening System, Disinfection of surfaces – alcohol was effective disinfectant – can be used quaternary ammonium in combination with alcohol to extend the disinfection. In health care, methicillin-resistant staph can survive on surfaces and essay 7, clothing of health workers. Complete decontamination of the surface is needed in the wards, procedural; Personal hygiene- Isolation of patients with suspected (or confirmed) by infection with S. aureus, Limited and rational use of antibiotics. Laboratory diagnosis. Detection of outbreaks of for submitting foundation staphylococcal infection methicillin-resistant conducted microbiological diagnostic and reference laboratories. There are rapid methods for determining the form and year 7, characterize the strain of the pathogen.

Methods such as real-time PCR or quantitative PCR is sheets increasingly used in clinical laboratories for rapid detection and identification of strains of Staphylococcus methicillin-resistant. Another widely used laboratory test – a test of latex agglutination, allowing to english structure year 7, determine ?-lactam-resistant penitsillin connecting protein (English) PBP2a, which confers resistance of Staphylococcus aureus to methicillin and oxacillin. According to Methicillin-Resistant Staphylococcus Aureus (MRSA) (2011), vancomycin and teicoplanin are glycopeptide antibiotic (s) used to treat MRSAinfections. Teicoplanin is a congener estructural vancomycin that has a similar spectrum of activity, but with a higher average length (t ?). Both drugs have a slow oral absorption, so they are administered intravenously for infections in the body(system), with the exception of best proofreader pseudomembranous colitis where vancomycin can be administered orally. Many new strains of MRSA were found that showed resistance to antibiotics even to vancomycin and teicoplanin. Linezolid, quinupristin / dalfopristin, daptomycin, tigecycline additions are the most current treatments, usually reserved for more severe infections, the glycopeptides which can not respond.

The less severe infections may be treated by structure 7 oral agents (administered orally), including: linezolid, rifampicin + fusidic acid, pristinamycin, cotrimoxazole (trimedoprimasulfamedoxazole +), doxycycline, and lindamycin. On May 8, 2006 a team of researchers from Merck Pharmaceuticals, the magazine Nature, which published, and was discovered by them, a new type of antibiotic, called platensimicina, and demonstrated that this could be used to effectively combat the MRSA . Although colonization of MRSA in financial an otherwise healthy individual is usually not serious, infection with this germ can be life threatening in patients with deep wounds, intravenous catheters or other instruments that introduce foreign bodies, or as a secondary infection in patients with a weakened immune system. MRSA infection occurs mainly nosocomial, for year 7 example an Leg 100/Business Law infection contracted in essay structure year a hospital. Its most serious nosocomial pneumonia is a disease that can be fatal and is spread by the insertion of a tube fan in the patient’s body. In the United States report are increasing outbreaks of MRSA colonization by skin contact in locker rooms and gymnasiums, even among healthy populations, and speech homework, MRSA causes at least 20% of infections of S. aureus in people who use drugs intravenously. While MRSA, as noted above, does not respond to common antibiotics, other drugs such as vancomycin and linezolid, which help fight infection. In Europe, EFSA estimates that in 2010 the main animal reservoirs of MRSA (antibiotic resistant staph) in affected by countries where there are pigs, calves and broilers, especially in english essay structure factory farms. Infections can be subtle or completely asymptomatic. Web Forms? Among MRSA strains, strain “CC398” is most often associated with asymptomatic carriage in intensive farming of animals for food production.

The CC398 has been associated in some cases of deep infections of the skin and soft tissue infections, pneumonia or sepsis in humans. Where the CC398 is common in english essay animal food producers, farmers, veterinarians, and speech homework sheets, their families are more likely colonization and infection than the general population. MRSA often carries genes for essay structure enterotoxin but before 2010 there was only one report of lesson plan essay food poisoning identified as due to english structure year 7, MRSA. CC398 strain was also isolated from Leg 100/Business, animals (dogs and cats) and horses on farms with infected livestock, with sporadic cases in “many other pets.” But no study, by EFSA has specifically assessed the risk of transmission to humans from small animals, or following contact with horses or horse meat, according to Antimicrobial (Drug) Resistance (2010). MRSA infections in pets are becoming more frequent, and almost always, the strains responsible for infection of these animals are the same as those frequently encountered in hospitals in the same geographic region. English Essay Year? Humans are therefore likely to spread MRSA to pets, and for submitting foundation server, these can then be a reservoir for humans. Essay Structure? Horses can be colonized and / or infected with MRSA from humans or animals from other sources in their environment (dogs, cats …).

There are sporadic reports of creative programs cases of disease in english essay structure year humans (typically minor skin infections), attributable to a source equine. The strain CC398 can enter and move through the slaughter of live animals or raw meat. Writing? Based on data available in 2008/2009, although this strain can be part of the essay year, microflora of some endemic slaughterhouses, the best proofreader, risk of infection for slaughterhouse workers and the persons handling meat seems to stay low, according to Methicillin-resistant Staphylococcus aureus (MRSA) (2011). MRSA can cause potentially lethal infections and usually only english essay structure, can be treated with expensive, intravenous antibiotics. Lesson Writing A Persuasive Essay? A drug-resistant strain of potentially deadly bacteria crossed the borders of year 7 U.S. hospitals and writing summer programs in michigan, is spreading, researchers say. They said that the Staphylococcus aureus is resistant to methicillin, or MRSA, and it is beginning to essay structure year 7, appear outside hospitals in San Francisco, Boston, New York and best online, Los Angeles. “Once this reaches the general population, it is really unstoppable,” said Binh Diep, a researcher at the University of California at San Francisco, who led the essay 7, study. “This is why we are trying to spread the lesson plan a persuasive essay, message of prevention,” said Diep. Structure Year? According to chemical analysis, bacteria are spreading among the communities of San Francisco and financial reviews, Boston, the scientists said. Year? “We believe it is spreading through sexual activity,” Diep said.

This superbug can cause life-threatening infections and usually only can be treated with expensive, intravenous antibiotics. MRSA killed 19,000 Americans in 2005, most of best proofreader them in hospitals, according to a report published in October in english essay structure year the Journal of the essays server, American Medical Association. About 30 percent of people carries staph chronically, which may be transmitted by contact with other people or because the structure 7, bacteria are deposited on surfaces or objects that people touch then. The bacteria can cause deep tissue infections if they enter the body through a wound in the skin. Of the people who carry staph, most carry it in your nose, but MRSA can also live in and around the anus and therefore frequently transmitted via anal sex.

Staph infections look like a rash on the skin, which if left untreated can become inflamed and fill with pus. The best way to avoid infection is by washing hands and / or genitals with soap and water. Antimicrobial (Drug) Resistance (2010). Methicillin-Resistant Staphylococcus aureus (MRSA). Retrieved February 19, 2011 from http://www.niaid.nih.gov/topics/antimicrobialresistance/examples/mrsa/pages/default.aspx. Infectious Diseases. Essays To Team Foundation? Methicillin-Resistant Staphylococcus Aureus (MRSA) (2010).

Retrieved February 19, 2011 from.

Alice Walker Short Fiction Analysis - Essay. English Structure Year 7? The heroism of black women in the face of turmoil of all kinds rings from both volumes of Alice Walker’s short stories like the plan essay, refrain of a protest song. In Love and Trouble reveals the extremes of cruelty and violence to which poor black women are often subjected in their personal relationships, while the struggles in You Can’t Keep a Good Woman Down reflect the essay, social upheavals of the 1970’s. Web Forms To Team Foundation? In Love and Trouble. Such subjects and themes lend themselves to a kind of narrative that is english structure year filled with tension. The words “love” and “trouble,” for best example, in the title of the first collection, identify a connection that is both unexpected and inevitable.

Each of the thirteen stories in this collection is a vivid confirmation that every kind of love known to woman brings its own kind of suffering. Walker is adept at pairing such elements so as to essay structure year create pronounced and Leg 100/Business, revealing contrasts or intense conflicts. One such pair that appears in many of these short stories is a stylistic one and easy to see: the poetry and prose that alternate on the page. Another unusual combination at work throughout the short fiction may be called the 7, lyrical and the sociological. Like the protest song, Walker’s stories make a plea for therapy sheets justice made more memorable by its poetic form. She breathes rhythmic, eloquent language into the most brutish and year 7, banal abuses. These two elements—similarity of speech therapy sheets subject matter and the balance of highly charged contraries—produce a certain unity within each volume. English Essay Structure Year? Yet beyond this common ground, the web forms for submitting to team, stories have been arranged so as to convey a progression of interconnected pieces whose circumstances and themes repeat, alternate, and overlap rather like a musical composition. The first three stories of In Love and Trouble , for example, are all about married love; the next two are about love between parent and child; then come three stories in which black-white conflict is central; the fourth group concerns religious expression; and the last three stories focus on english essay structure initiation.

Other themes emerge and creative writing summer in michigan, run through this five-set sequence, linking individual motifs and strengthening the whole. Jealousy is one of those motifs, as is the drive for self-respect, black folkways, and flowers, in particular the rose and structure, the black-eyed Susan. Four stories suggest the breadth of Walker’s imagination and narrative skills. “Roselily” strikes an anticipatory note of foreboding. “The Child Who Favored Daughter” is an equally representative selection, this time of the horrific destruction of the black woman. “The Revenge of Hannah Kemhuff” is as cool and clear as “The Child Who Favored Daughter” is dark and fevered. The narrator recounts a tale of essays server Voodoo justice, specifically crediting Zora Neale Hurston, author of Mules and Men (1935). The final story in this collection, “To Hell with Dying,” is an affirmative treatment of many themes Walker has developed elsewhere more darkly. “Roselily” takes place on a front porch surrounded by essay year 7 a crowd of black folk, in sight of Highway 61 in Mississippi during the time it takes to perform a wedding ceremony. As the preacher intones the formal words, the bride’s mind wanders among the people closest to her there—the bridegroom, the preacher, her parents, sisters, and children. The groom’s religion is note the same as hers, and she knows that he disapproves of this gathering. She speculates uneasily about their future life together in Chicago, where she will wear a veil, sit on the women’s side of his church, and financial reviews, have more babies.

She is the mother of four children already but has never been married. He is giving her security, but he intends, she realizes, to remake her into the image he wants. Structure? Even the sheets, love he gives her causes her great sadness, as it makes her aware of how unloved she was before. At last, the structure year, ceremony over, they stand in best online proofreader, the yard, greeting well-wishers, he completely alien, she overcome with anxiety. She squeezes his hand for reassurance but receives no answering signal from essay structure year 7, him.

Poetic and fairy tale elements intensify the ambivalence felt by the bride in therapy homework, this magnetic mood piece. First, there are the english essay structure year 7, ceremonial resonances of the words between the paragraphs of narrative, stately and solemn like a slow drumbeat. As these phrases alternate with Roselily’s thoughts, a tension develops. At the words “Dearly Beloved,” a daydream of images begins to flow, herself a small girl in her mother’s fancy dress, struggling through “a bowl of quicksand soup”; the words “we are gathered here” suggest to her the image of cotton, waiting to be weighed, a Mississippi ruralness she knows the bridegroom finds repugnant; “in the sight of God” creates in web forms essays to team, her mind the image of God as a little black boy tugging at english essay structure 7 the preacher’s coattail. Gradually, a sense of foreboding builds. At the words “to join this man and this woman” she imagines “ropes, chains, handcuffs, his religion.” The bridegroom is her rescuer, like Prince Charming, and is ready to become her Pygmalion. Like Sleeping Beauty, Roselily is writing summer programs in michigan only dimly aware of exchanging one form of english essay structure confinement, of enchantment, for another.

At the lesson plan writing a persuasive essay, end of the essay 7, ceremony, she awakes to his passionate kiss and a terrible sense of being wrong. Creative In Michigan? “The Child Who Favored Daughter” While “Roselily” is a subtle story of a quiet inner life, “The Child Who Favored Daughter” records the circumstances of a shocking assault. It begins, also, on a front porch. A father waits with a shotgun on english structure 7 a hot afternoon for his daughter to walk from the school bus through the front yard. He is holding in essays foundation server, his hand a letter she had written to her white lover. Realizing what her father knows, the 7, girl comes slowly down the dusty lane, pausing to study the black-eyed Susans.

As his daughter approaches, the father is reminded of essays to team foundation server his sister, “Daughter,” who also had a white lover. His intense love for his sister had turned to bitterness when she gave herself to a man by whom he felt enslaved; his bitterness poisoned all of his relationships with women thereafter. He confronts the girl on the porch with the words “White man’s slut!” then beats her with a stable harness and leaves her in the shed behind the house. Structure? The next morning, failing to make her deny the letter and struggling to best suppress his “unnameable desire,” he slashes off her breasts. As the story ends, he sits in a stupor on the front porch. This story of english year 7 perverted parental love and warring passions explores the destructive power of jealousy and denial. Its evil spell emanates from the father’s unrepented and unacknowledged desire to possess his sister. Creative Programs? He is english structure year haunted by her when he looks at sheets his own daughter. Once again, a strongly lyrical style heightens the dominant tone, in this case, horror.

Short lines of english essay structure year verse, like snatches of song interspersed with the narrative, contrast sharply in their suggestion of pure feeling with the tightly restrained prose. The daughter’s motif associates her with the attraction of natural beauty: “Fire of earth/ Lure of flower smells/ The sun . ” The father’s theme sounds his particular resignation and doom: “Memories of best online years/ Unknowable women—/ sisters/ spouses/ illusions of soul . ” The resulting trancelike confrontation seems inevitable, the essay structure year, two moving through a pattern they do not control, do not understand. “The Revenge of Hannah Kemhuff” In “The Revenge of therapy homework sheets Hannah Kemhuff,” a woman who has lost husband, children, and self-respect, all because a charity worker denied her food stamps, comes to the seer Tante Rosie for peace of mind. Tante Rosie assures the troubled woman that the combined powers of the Man-God and the Great Mother of Us All will destroy her enemy. Tante Rosie’s apprentice, who narrates the story, teaches Mrs. Kemhuff the curse-prayer printed in Zora Neale Hurston’s Mules and Men . Year? Then she sets about to collect the necessary ingredients for the conjure: Sarah Sadler Holley’s feces, water, nail parings.

Her task seems to creative writing summer in michigan become almost impossible when her mentor tells her that these items must be gained directly from the victim herself. Nevertheless, with a plan in english year, mind, the young woman approaches Mrs. Holley, tells her that she is learning the profession from essays foundation server, Tante Rosie, and then asks her to prove that she, as she claims, does not believe in english year, “rootworking.” It is online only a short while until Mrs. Kemhuff dies, followed a few months later by Mrs. English Structure Year? Holley, who had, after the visit of the apprentice, taken to her bedroom, eating her nails, saving her fallen hair, and collecting her excrement in plastic bags and barrels. This is the first story in the collection in which the black community comes into conflict with the white. It is a conflict of religious traditions and a strong statement in recognition of something profound in African folkways. Mrs. Holley failed Mrs.

Kemhuff years before in the greatest of Christian virtues, that of charity. Mrs. Kemhuff, though now reconciled to her church, cannot find peace and seeks the even greater power of ancient conjure to restore her pride. Like other African American writers who have handled this subject, Walker first acknowledges that Voodoo is widely discounted as sheer superstition, but then her story argues away all rational objections. Mrs. Lesson? Holley does not die as the result of hocus-pocus but because of her own radical belief, a belief in spite of herself. There is something else about this story that is different from those at the beginning of the collection. Instead of a dreamy or hypnotic action, alert characters speak and think purposefully, clearly, one strand of many evolving patterns that emerge as the stories are read in sequence. Structure Year 7? “To Hell with Dying” “To Hell with Dying” is the last story in reviews, the collection and a strong one. A more mellow love-and-trouble story than most preceding it, it features a male character who is not the villain of the piece. Structure Year 7? Mr.

Sweet Little is a melancholy man whom the narrator has loved from childhood, when her father would bring the children to Mr. Sweet’s bedside to creative summer programs in michigan rouse him from his depression with a shout: “To hell with dying! These children want Mr. Sweet!” Because the children were so successful in “revivaling” Mr. Sweet with their kisses and tickling and cajoling ways, they were not to learn for some time what death really meant. Years pass. Summoned from her doctoral studies in english essay 7, Massachusetts, the twenty-four-year-old narrator rushes to Mr. Sweet’s bedside, where she cannot quite believe that she will not succeed. She does induce him to open his eyes, smile, and trace her hairline with his finger as he once did. Still, however, he dies. His legacy to her is the steel guitar on which he played away his blues all those years, that and her realization that he was her first love.

It is useful to recognize this story as an initiation story, like the two that precede it, “The Flowers” and “We Drink the Wine in France.” Initiation stories usually involve, among other things, an Leg 100/Business Law, unpleasant brush with reality, a new reality. A child, adolescent, or young adult faces an unfamiliar challenge and, if successful, emerges at a new level of english structure 7 maturity or increased status. Always, however, something is lost, something must be given up. Best Proofreader? As a very small girl, the narrator remembers, she did not understand quite what was going on during their visits to essay the neighbor’s shack. When she was somewhat older, she felt the weight of responsibility for the dying man’s survival. At last, after she has lost her old friend, she is happy, realizing how important they were to writing summer programs in michigan each other. She has successfully negotiated her initiation into the mysteries of essay structure year love and death, as, in truth, she had already done to the best of her ability at those earlier stages. This often-reprinted story is a culmination of the best online proofreader, struggle between Death and Love for essay structure 7 the lives of the girls and plan essay, women, really for all the blacks of english essay structure year In Love and Trouble , one which well represents Walker’s talent and demonstrates her vision of blacks supporting and affirming one another in community. You Can’t Keep a Good Woman Down. You Can’t Keep a Good Woman Down is her salute to black women who are pushing ahead, those who have crossed some barriers and are in some sense champions. There are black women who are songwriters, artists, writers, students in Leg 100/Business Law, exclusive Eastern schools; they are having abortions, teaching their men the meaning of pornography, coming to terms with the english essay structure year 7, death of a father, on one hand, or with the meaning of black men raping white women, on the other.

Always, they are caught up short by the notions of whites. In other words, all the political, sexual, racial, countercultural issues of the 1970’s are in these stories, developed from what Walker calls the “womanist” point of view. This set of best proofreader stories, then, is structure 7 somewhat more explicitly sociological than the Leg 100/Business, first and english structure year, somewhat less lyrical, and it is also more apparently autobiographical, but in a special sense. Walker herself is a champion, so her life is a natural, even an inescapable, source of material. Walker-the-artist plays with Walker-the-college-student and Walker-the-idealistic-teacher, as well as with some of the other roles she sees herself as having occupied during that decade of social upheaval. Once a writer’s experience has become transformed within a fictive world, it becomes next to impossible to think of the story’s events as either simply autobiography or simply invention. The distinction has been deliberately blurred. Financial Book Reviews? It is english essay year because Walker wants to unite her public and private worlds, her politics and her art, life as lived and life as imagined, that, instead of poetry, these stories are interspersed with autobiographical parallels, journal entries, letters, and other expressions of her personality.

There are three stories that deserve special attention, “Nineteen Fifty-Five,” “Fame,” and “Source.” To begin with, they serve as checkpoints for the collection’s development, from the essentially simple and reviews, familiar to the increasingly complex and strange, from english essay structure 7, 1955 to 1980. Furthermore, these stories are independently memorable. The opening story, “Nineteen Fifty-Five,” is presented from the perspective of a middle-aged blues singer, Gracie Mae Still, whose signature song, recorded by lesson plan writing essay a young white man named Traynor, brings him fame and fortune. Gracie Mae records her impressions of Traynor in a journal, beginning with their first meeting in 1955 and continuing until his death in 1977. Over the years, the rock-and-roll star (obviously meant to suggest Elvis Presley) stays in touch with the matronly musician, buying her lavish gifts—a white Cadillac, a mink coat, a house—and quizzing her on the real meaning of her song. From the army, he writes to tell her that her song is very much in demand, and that everyone asks him what he thinks it means, really. As time goes by essay year 7 and his life disappoints him, he turns to the song, as if it were a touchstone that could give his life meaning. He even arranges an appearance for himself and Gracie Mae on the variety show hosted by web forms for submitting essays to team foundation Johnny Carson, with some half-developed notion of showing his fans what the real thing is and essay structure 7, how he aspires to it. If he is searching for a shared experience of something true and moving with his audience, however, he is to be disappointed again. His fans applaud only briefly, out of politeness, for the originator of the song, the one who really gives it life, then squeal wildly for writing summer in michigan his imitation, without any recognition of what he wanted them to english structure understand.

That is the last time the two musicians see each other. In part, this story is about the contribution that black music made to the spirit of the times and how strangely whites transformed it. The white rock-and-roll singer, who seems as much in a daze as some of the women of In Love and Trouble , senses something superior in the original blues version, but he misplaces its value, looking for some meaning to life that can be rolled up in the nutshell of a lyric. In contrast to the bemused Traynor, Gracie Mae is a down-to-earth champion, and her dialect looks forward to Walker’s masterful handling of dialect in The Color Purple . Leg 100/Business? She repeatedly gives Traynor simple and sensible advice when he turns to essay her for help, and she has her own answer to the mystery of his emptiness: “Really, I think, some peoples advance so slowly.” The champion of “Fame” is Andrea Clement White, and the events take place on one day, when she is being honored, when she is being confronted by her own fame. She is speaking to a television interviewer as the story begins.

The old woman tells the young interviewer that in reviews, order to look at the world freshly and creatively, an structure year 7, artist simply cannot be famous. When reminded by the young woman that she herself is famous, Andrea Clement White is somewhat at lesson a loss. As the essay 7, interview continues its predictable way, the novelist explaining once again that she writes about Law people, not their color, she uneasily asks herself why she does not “ feel famous,” why she feels as though she has not accomplished what she set out to do. The highlight of the day is to english essay structure year be a luncheon in her honor, at which her former colleagues, the president, and specially invited dignitaries, as well as the generally detested former dean, will all applaud her life accomplishments (while raising money). All the reviews, while, the lady of the hour keeps a bitingly humorous commentary running in her mind. Her former students in attendance are “numbskulls,” the structure year, professors, “mediocre.” Out loud, she comments that the for submitting essays foundation, president is a bore. English Essay Year? No matter how outrageous her behavior, she is forgiven because of her stature; when she eats her Rock Cornish hen with her hands, the entire assembly of five hundred follows suit. At last, however, the spleen and anxious bravado give way to something out of reach of the taint of fame: a child singing an anonymous slave song. Recalled to for submitting essays foundation server her dignity, the honored guest is able to face her moment in the limelight stoically. Structure Year 7? In this comic story of the aggravations and annoyances that beset the publicly recognized artist, Walker imagines herself as an aging novelist who does not suffer fools gladly.

She puts the web forms essays, artist’s inner world on paper so that something of 7 her gift for storytelling and Law, her habits of mind become visible. The stress of the occasion and being brought into forced contact with her former president and dean trigger her aggressive imagination, and her innate narrative gift takes over. She visualizes using her heavy award as a weapon against the repulsive, kissing dean, hearing him squeal, and briefly feels gleeful. The story, however, is something more than simply a comic portrait of the artist’s foibles. When Andrea Clement White questions herself about english her own sense of summer programs in michigan fame, admits her own doubts, she is searching for english essay structure something certain, as Traynor is searching in essays to team server, “Nineteen Fifty-five,” though not so blindly. Like him, she is called out of the mundane by a meaningful song.

The last story of You Can’t Keep a Good Woman Down is “Source,” which connects the social conscience of an antipoverty worker in Mississippi with the expanding consciousness of the alternative lifestyle as practiced on the West Coast. Two friends, Irene and Anastasia had attended college together in New York. When funding for Irene’s adult-education project was cut, she traveled to San Francisco for a change of scene, to be met by Anastasia, living on welfare with some friends named Calm, Peace, and their baby, Bliss, all under the guidance of a swami named Source. The two young women had been unable to find any common ground, Irene believing in collective action and Anastasia believing that people choose to suffer and that nothing can be changed. After walking out on year a meeting with Source, Irene was asked to leave. Years later, the two meet again in Alaska, where Irene is lecturing to educators. Anastasia is now living with an Indian and lesson writing a persuasive, passing for white. This time, the two women talk more directly, of color, of Anastasia’s panic when she is alone, of her never being accepted as a black because of her pale skin. Irene is brought to essay structure year face her own part in this intolerance and to web forms essays to team foundation server confess that her reliance on government funding was every bit as insecure as had been Anastasia’s reliance on Source. Their friendship restored and deepened, the two women embrace. The title of this story suggests a theme that runs throughout the entire collection, the search for a center, a source of strength, meaning, or truth.

This source is very important to the pioneer, but it can be a false lure. When Irene recognizes that she and Anastasia were both reaching out for something on which to depend, she states what might be taken as the guiding principle for the champion: “ any direction that is away from english essay year 7, ourselves is the wrong direction.” This final portrait of a good woman who cannot be kept down is a distinctively personal one. Women who are not distracted by external influences and who are true to Leg 100/Business themselves and able to english 7 open themselves to one another will triumph. Walker’s short fiction adds a new image to the pantheon of American folk heroes: the twentieth century black woman, in whatever walk of life, however crushed or blocked, still persevering. Even those who seem the most unaware, the most poorly equipped for the struggle, are persevering, because, in their integrity, they cannot do otherwise. Therapy Homework? The better equipped know themselves to be advocates. They shoulder their dedication seriously and cheerfully. English? They are the fortunate ones; they understand that what they do has meaning. Best Online Proofreader? One of the more widely anthologized of Walker’s stories, “Everyday Use” addresses the issues of identity and true cultural awareness and attacks the “hyper-Africanism” much in vogue during the 1960’s and 1970’s as false and shallow.

The occasion of the 7, story is Dee’s brief trip back to her home, ostensibly to visit with her mother and her sister, Maggie, who was left seriously scarred in the fire of suspicious origin that destroyed their home years earlier. Dee’s real purpose, however, is to acquire some homemade quilts and other artifacts of her culture so that she can display them in her home as tokens of her “authenticity,” her roots in the soil of lesson writing essay rural Georgia. She wears a spectacular dashiki and wishes to be called by an “African” name; she is accompanied by a man who likewise affects “African” dress, hairstyle, naming tradition, and structure, handshaking routines. Walker’s tongue is firmly in essays to team, her cheek as she portrays these two characters in vivid contrast with Mama and Maggie, whose lives are simple, close to essay 7 the earth, and web forms for submitting to team, genuine. Despite (or perhaps because of) Mama’s sacrifices and hard work to send Dee off to acquire an education in the outside world, Dee reveals a fundamental selfishness and lack of understanding of her culture and family and, her purposes thwarted, leaves without the quilts in a cloud of essay structure year 7 dust and disdain. Mama and best online, Maggie sit in their neat yard, its dirt surface carefully raked, enjoying the shade and english essay year, their snuff together “until it was time to go in the house and go to bed.” Walker’s control of Leg 100/Business style and tone is nowhere more certain than in this powerful and economical story. Here she shows that family, tradition, and strength are to be found in english structure 7, the items of everyday use that have survived the fires of prejudice, from whatever source, and illuminate the true meaning of family and love and lesson writing essay, forgiveness. Despite the essay structure year 7, truth of Dee’s parting statement that “it really is a new day for us,” Walker leaves no doubt that the promise of that new day will be dimmed if traditions are exploited rather than understood and best online, cherished. Maggie, after all, learned how to quilt from her grandmother and her great aunt and thus has a much surer sense of essay year her own identity than her sister. Therapy? Access our Alice Walker Study Guide for Free.

Alice Walker Homework Help Questions. Alice Walker's short short story Flowers is essentially a coming-of-age story that expresses the theme of loss of english essay structure 7 innocence. Best Online? It opens with a young, innocent African-American girl, named Myop. Dee Johnson superficially searches for her African heritage. In “Everyday Use” by english essay year 7 Alice Walker, the author suggests Dee’s search for her heritage is creative writing summer programs in michigan artificial.

Despite her education, Dee. The symbol of the english 7, blue bowl relates to the author's mother in two ways. Firstly, the bowl is so precious to the author precisely because it was given to financial reviews her by her mother before she had her stroke. Alice Walker is still very much alive. The self-proclaimed feminist is best known for penning the english essay year, novel The Color Purple which she won a Pulitzer Prize for in 1983. Since that time, Walker has. Speech Therapy? In the text, the tone is both introspective and nostalgic. In literature,tone denotes the author's attitude towards his/her subject or central theme.

The main theme of this story is the essay year 7, precious.

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How Do You Make a Business Plan PowerPoint Presentation? Whether you’re an year 7 entrepreneur preparing to give an official business plan PowerPoint presentation, or you're getting ready to deliver a proposal to web forms foundation server a prospective client, one thing’s for sure: You’ve got a lot riding on these slides . Do you know how to make a PowerPoint presentation that will get that resounding “Yes!” from your audience? If not, worry not. We’ve got all the tips and essay structure 7, resources you need to financial book make a smashing impression with your upcoming PowerPoint presentation right here! Download the year, Guide to Making Great Presentations (Free eBook)

Also, be sure to grab a copy of the perfect compliment to this tutorial, our free eBook: The Complete Guide to Making Great Presentations . It will help you master the presentation process, from: initial idea, through to writing, design, and creative summer programs, delivering with impact. Now let's learn step by step how to make a great business plan PowerPoint presentation. How to Customize a Professional PowerPoint Template. Step 1: Choose the Perfect Business PowerPoint Template. Sure, you could just open PowerPoint, throw a bunch of pictures and charts up every which way and call it a day. But if you’re going to do that, you might as well skip your business plan presentation altogether and english structure, accept defeat now. No one’s going to reviews be impressed with a presentation that looks like a 10-year old put it together. But that doesn’t mean you have to pay big bucks to a professional designer to prepare a presentation for you. With the help of PowerPoint presentation templates, you can quickly and easily create your own professional-looking presentation in a matter of minutes.

Not sure where to start with so many templates to choose from? Take a look at some of the most popular business plan PowerPoint templates that business professionals and freelancers love and trust for closing deals. Popular PowerPoint Templates on GraphicRiver. Step 2: Choose Your Favorite PowerPoint Presentation. After browsing and drooling over all the essay structure 7, wonderful business PPT presentations, it’s time to choose one. Difficult step, I know! Some of the things you want to look for when making your decision is how many different slide layouts your presentations comes with because more layouts will give you greater flexibility. Leg 100/Business Law! Whether it comes with additional PNG icons or not (especially if you love using visual elements in english structure year 7, your presentation).

Whether it’s fully editable and whether it can be printed (if you plan on printing your presentation) or not. For the therapy homework, purposes of structure year 7, this presentation, I’ve selected this Modern Business Plan PowerPoint Presentation to creative summer programs show you how it all works. What I love about this template is not only that it comes with 50 different slides to english structure year mix and match, but also that it comes in online, three different color schemes, giving me options as to the mood of the english essay structure, presentation I create for each different occasion. Here is a demonstration of Leg 100/Business, this PowerPoint template's features: The specific template also comes with lots of icons that you can use in your presentation to essay draw attention to best online proofreader key points. And is essay year, image-placeholder ready which—as we’ll see in web forms server, later steps—will make your life so much easier! I’ll be using the PowerPoint 2016 version to guide you through all the steps of transforming this template into a killer business plan presentation. If you’re using a different version of english essay structure, PowerPoint you may find some slight differences between my screenshots and book reviews, what you see on your screen, but nothing so major as to structure stop you from following along. When you download your chosen template to your computer, you’ll see that you have a few options to choose from in the main folder, before starting to edit your actual presentation. First you need to decide the ratio of therapy sheets, your presentation: 4:3 or 16:9. (Some templates also offer a third, printer-ready mode). Although 4:3 is the traditional presentation mode for slideshows, most modern slide projectors, TVs, and computer screens use a 16:9 presentation size.

Make sure you take into english structure 7 consideration where you’ll be showing your presentation so you choose the correct ration. For the purposes of this tutorial, I’ll be using the 16:9 ratio of the homework, Modern Business Plan PowerPoint Presentation template. Next you have to year choose whether you want to open up the lesson plan essay, presentation in PPT or PPTX mode. This depends on the version of PowerPoint you’re using for your presentation. If you’re using Microsoft Office version 2007 or later, you can use the PPTX file. If you’re using a Microsoft Office version that was released prior to 2007, you’ll want to use PPT. Creating and saving your presentation in PPTX (X standing for XML) allows for english structure year, greater compatibility of your file with other programs and software, so make sure you opt for best online, that whenever possible. Choose from english year 7 one of three PPT template color options. The next decision you have to make before starting your presentation is whether you want to create an animated or simple presentation. If you choose the “NO Animation” option, new slides will appear on the screen immediately as soon as you press the summer in michigan, next arrow.

If you choose the “Animation” option, new slides will appear on english year 7 the screen through some kind of animation, like fading in writing a persuasive essay, and out, sliding in from the side of the screen, or even by having each element of the slide pop onto the screen one after the other. Both versions look and act the same during the editing process of the essay year, presentation. Creative Summer Programs! Your choice depends entirely on the aesthetics you’d like for your finished products. Since I enjoy animated presentations, I’m going with that version. Finally, choose your favorite color template, launch it, and we’re ready to start editing! Seems weird to start with the saving option when we haven’t created anything in our presentation yet, doesn’t it? Not so weird when you understand the two things we’re trying to avoid: First, we don’t want you accidentally overwriting your template file with this specific presentation. Second, we don’t want to risk losing the work we’ll do to an unexpected program freeze or any other technical hiccup.

So, the first thing you want to do after opening your template is to click on File in your horizontal menu bar, and then click Save As… Save your PowerPoint presentation before getting started. Give your file the desired name and save it to the appropriate location on your computer. If you don’t already do so, get into the habit of hitting Ctrl + S (or Command + S , if you’re working on a Mac) every now and again to make sure you’ve saved the latest changes made to 7 your presentation. Step 5: General Editing and Leg 100/Business Law, Options. In the center part of your screen, you have the first slide of your presentation. In the left-hand side of your screen you can see a vertical menu containing all the different slides of english essay structure year 7, your presentation. And in Leg 100/Business Law, the top portion of your screen you see various horizontal menu bars and options that will help you edit your presentation. The great thing about making a PowerPoint presentation from a template is that anything and everything you see on a slide is editable. 7! That means you can make your presentation look exactly like you want it to.

Let’s start with the text elements in this step and move on to the graphic and visual ones in the following step. Double-click on the title of your first slide to change the words “Our Business Plan” to best proofreader the name of essay structure year 7, your presentation. Do the same for the subtitle and all other textual elements on the first slide to add your details. Change the title text. When you’re happy with the information on the first slide, go over to the left-hand side menu and click on lesson essay the second slide. Double-click on any piece of writing or numbers on the slide to edit, just like before.

Change the wording to fit your presentation, or delete a piece of essay structure year, text entirely if it doesn’t suit your purposes. Want to online add a new line of essay structure 7, text where currently no text appears? Click once on the edge of the slide’s grey background to speech therapy sheets deselect any item you may currently have selected with your mouse. Essay Structure! (You should see no editing boxes anywhere on the slide when all items are deselected.) Then double-click where you want the new text to appear and begin typing, as in the image below. Add new text to your slide. Using the top menu of your software, you can edit any new or existing piece of text to the size, font, color, and look you like. The options are countless! In the same way, you can change, add, or delete any textual elements on any of your presentation slides. Financial Book! You can even change text that doesn’t run horizontally on structure year your screen as the word “Renew” in writing, slide 4 of our Modern Business Plan PowerPoint Presentation. Editing angled text. Simply double-click it and type to edit.

Step 6: Images, Graphics, and Other Elements. Knowing how to essay structure year make a PowerPoint presentation say exactly what you want it to say is only half the work. The other half is essays to team foundation server, making it show exactly what you want to essay show. Book Reviews! Which is just as easy! You can edit, change, or delete any icon, picture (or picture placeholder), and graphic element you see on your template.

Let’s start with pictures. The little images with a yellow sun shining over english essay 7, green mountains that you see in the screenshot below and essay, which appear scattered throughout your template mark the location of picture placeholders. PowerPoint template picture placeholders. You can think of these picture placeholders as ghost pictures. They’re merely holding the space that your actual picture will occupy once you insert it into structure 7 your presentation.

When you click on the picture-placeholder icon, a dialog box will appear on your screen so you can select the picture you want to use from your computer. Alternatively, you can also drag a picture from your computer over to the picture placeholder to automatically add it on. The best thing about picture placeholders? No matter how large your image is, it will be automatically resized to writing fit the area occupied by the placeholder. English! Look how different my picture looks when I add it to slide 1 of the template… Add a large image to your presentation. And when I add it to slide 8 of the template. Add a small image to your presentation. Same picture, same process, same template. Both additions took just two seconds of my time and lesson essay, I’ve had to make absolutely no changes to my picture.

Magic! A good powerpoint template doesn’t just allow you to add pictures to your presentation but also has places for essay structure year 7, icons. Whereas pictures are the proofreader, full-colored photographs you can add to a presentation, icons are simpler graphic elements that help enhance the main points of your presentation through visual representation. To change an icon in your PowerPoint presentation simply click on it once to 7 select it, and then right-click (or click down with two fingers on creative programs a Mac trackpad) to bring up the structure, options menu. Change the PPT slide icon. Choose the Change Picture option.

When the dialog box opens, find your saved template folder, choose the icons subfolder, select your desired icon, and click insert. Add a star icon to your slide. You can resize, reshape, and recolor all png icons in any way you like using the right-hand side and top menu bars of your program. Resize and recolor a PPT template icon directly in PowerPoint. Finally, let’s talk about speech sheets other visual elements of your presentation, such as graphs. Our template already contains a number of graphs in it, and like all other elements, these are fully editable. Essay Structure Year! To change a graph simply click on the specific element you want to Leg 100/Business Law change and drag it to english structure year 7 a new position, change it’s color, or resize it to fit your data. Notice how in online, the example below I’ve changed the size and essay structure 7, color of both the red and light blue lines in web forms essays, the chart of Slide 6 of english essay year, our presentation template.

Edit infographics from your presentation template. Each business PowerPoint presentation is as different as the entrepreneur or freelancer creating it. And in addition to changing the text and visual elements of therapy homework, each slide, you may also want to delete entire slides of the template or add new ones to your specific presentation. To delete a slide, simply select it from the left-hand side menu, double-click (or click down with two fingers on a Mac trackpad) for essay, the options menu and select Delete Slide . Delete a slide from your presentation template file. As you can see in homework, the image above, the english year 7, option above Delete Slide says Duplicate Slide . If you want two slides with the same layout in your presentation, simple click that option and a new, duplicate slide will be added right after the original one. The options menu also gives you the choice to add a New Slide , which will be added right after the sheets, slide you’ve clicked on. English Essay 7! Whereas the best online proofreader, Duplicate Slide option will add a new slide to your presentation with the same layout as the one you’re currently on, the structure 7, New Slide option will add a new, empty slide to your presentation for you to best style as you wish. There’s also a second way of adding new slides that you should know. Select the place in your presentation where you want the new slide to be added. (Note: new slides are always added after the slide in english structure, your current selection.) Click the Insert option from your main horizontal menu bar.

The first picture option you see beneath it says New Slide . If you click on the picture you’ll get an creative programs empty new slide. But if you click on the little arrow to the right of the picture, a menu of template slides will open up for you to choose from. Double-click on the slide you want to english essay structure 7 add and voila! New slide added. Step 8: Reordering Your Presentation. The great thing about financial using a template to structure year 7 create your PowerPoint presentation is that the template acts as a guide to lesson plan writing a persuasive the structure of your presentation. The slides come already ordered in a logical sequence that will help you present your plan or proposal in essay structure 7, a convincing manner. But that doesn’t mean you can’t make changes to the order of your slides. You can reorder the slides in your presentation in creative writing programs in michigan, any way that suits you and year, your purposes.

To change the order of your slides, simply click on a slide in the left-hand side menu to select it, and then click-and-hold your desired slide and drag it to its new position. Click and drag to re-order your slides. Remember that at the beginning of this tutorial I told you I would choose the animated version of the tutorial? Well, you can change even the animation of our business plan presentation to financial book fit your taste. Click on any slide in your presentation and then click on Transitions in the main horizontal menu bar of your software. The slide I’ve selected in the image below has a transition called Fly Through . But as you can see in the area I’ve highlighted in red below, you can choose to change that transition to anything else that fits your goals. Adjust your slide transitions. You can also change the duration of the english essay, transition and Law, even add a sound if you so wish. Keep in mind though, a light touch goes a long way with transition animations.

After all the clicks and structure 7, changes it’s finally time to view the masterpiece you’ve created in best online, real time! Always play your presentation before presenting it to your clients or prospects to year make sure that everything flows nicely and speech therapy sheets, makes sense. The last thing you want is a small transition hiccup or other minor detail to undermine the english structure 7, work you’ve put into creating an awesome presentation. Go to best proofreader the beginning of your PowerPoint presentation, choose Slide Show in the main horizontal menu bar and then click the first option below that, Play from Start . Sit back and enjoy! Play your presentation to review it. Finding the Ideal PowerPoint Presentation Template for You. Remember that this is just one business plan PPT presentation example. English Year! With the programs, same process and easy steps, you can change any PowerPoint presentation to fit your needs and purposes. For example, if you want a colorful, print-ready presentation that your clients can take home with them, the Max Pro - Business Plan PowerPoint Presentation template might be just the one for you. If, however, you’re looking for something with a more corporate look that comes in both light and dark tones for a dynamic twist, check out the Business Plan PowerPoint Presentation template that’s sure to stun any members of the board.

If you’re after a clean yet creative look that captures your business sense while still allowing your creative side to shine through, I’d recommend you go for the Business Plan StartRight Presentation Template. If you’re a visual type who loves the organizational style and easy flow of structure year 7, infographics you’ll love the Business Plan Infographic PowerPoint template. Suffice it to say that it comes fully customizable in therapy, 7 different color schemes, including both light and dark, has fully editable vectors and structure year, icons, and contains over 1100 slides in total! Want to really pull all the stops out and impress your prospects not only with your business plan and web forms for submitting foundation, its professional presentation, but also with your creative customization skills? Then try your hand with the Marketofy - Ultimate PowerPoint Template. It comes with 200 unique slides, 24 color schemes, 2500 vector icons, 3 ratio modes including print-read, and is fully editable and customizable! Talk about going pro with your business plan powerpoint presentation! Here is year, a showcase of PowerPoint templates for presenting business plans: Whatever your needs, desires, and PowerPoint editing skills, there’s a PPT template out there that’s just right for you. Lesson A Persuasive! Once you find it, apply the 10 steps outlined above to turn it into your own masterpiece that will help you convince your prospects and close your deal! Which is your favorite business plan PowerPoint presentation template?

Download Our (Free) eBook on Making Great Presentations. We have the 7, perfect compliment to this tutorial. Financial Reviews! It will help you learn how to write, design, and deliver great presentations—deconstructing the entire process. Grab The Complete Guide to Making Great Presentations now for FREE with a subscription to the Tuts+ Business Newsletter. English! Get your ideas formed into a powerful presentation that will move your audience.

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